SALES, RENTALS & LAYAWAYS

PROTECTING EVERYTHING THAT HAS EVER BEEN OF VALUE TO YOU

Open 24/7/365

We Have A Life-Time Warranty /
Guarantee On All Products. (Includes Parts And Labor)

The Fed Loses Money For The First Time In 107 Years – Why It Matters #GotBitcoin

Chairman Powell must feel like the circus act plate spinner trying to keep all of the plates spinning so they don’t crash and break. The Fed Loses Money For The First Time In 107 Years – Why It Matters #GotBitcoin


Summary

* The Fed Lost Money In The 4Th Quarter For The First Time In 107 Years. The Loss Was -$15.8 Billion.
* The Loss Was Due To The Asset/Liability Match On The Fed’s Balance Sheet Where They Hold Fixed Rate Assets Funded By Variable Rate Liabilities.
* As The Fed Has Tightened 9 Times In The Past Year, The Fed Funds Rate Has Climbed To A Range Of 4.75%-5.0%.
* The Fed’s Losses Are Expected To Continue At Least Through 2026.
* The Financial Deterioration Of The Fed Threatens Their Independence And Credibility And Their Ability To Conduct Effective Monetary Policy.

 

Related:

The Weaponization of Bitcoin And Global Finance

Bitcoin Developer Amir Taaki, “We Can Crash National Economies”

US Pentagon Created A War Game To Fight The Establishment With BTC

Harvard University Stages ‘Digital Currency Wars’ Crisis Simulation

Max Keiser: Bitcoin’s ‘Self-Settlement’ Is A Revolution Against Dollar

How Will Bitcoin Behave During A Recession

Fidelity: Fidelity Is Launching Commission-Free Crypto Trades For Retail Investors


 

Fed Chairman Jay Powell is one busy guy.

 

The Fed Loses Money For The First Time In 107 Years - Why It Matters #GotBitcoin

 

According To The Fed Website, The Federal Reserve Has Five Main Responsibilities:

* To conduct monetary policy to promote stable prices and maximum employment.
* To promote the stability of the financial system to contain systemic risk.
* To promote the safety and soundness of individual financial institutions.
* To foster the efficiency and soundness of the payment and settlement system.
* To promote consumer protection and community development.

At least four, and perhaps all of these areas are currently problematic and require constant focus.

Between his fight against inflation, attempt to prevent a bank run, support to rescue individual problem banks, and efforts to protect non-insured depositors, he certainly has his hands on all the poles to keep the plates spinning.

In addition, he has another responsibility not listed explicitly – to keep the Federal Reserve functioning properly.
Of all of his responsibilities, the last is perhaps the most important because without a strong, efficiently operating Fed, performing the other tasks is not possible.

 

Related:

Very Revealing Quotes By Some Prominent Businessman, Senators And Congressmen About Our Country’s Monetary System!

Federal Reserve’s Wire & ACH Systems Go Down, Visa & Mastercard Raise Fees, Meanwhile, Bitcoin Works Just Fine

The Federal Reserve Deposit Outage Boosts Need For Bitcoin Adoption

Federal Reserve Launches Master Account Database Late Friday (Holiday Weekend) To Keep You In The Dark On How They Work

Federal Reserve, Global Central Banks Announce Joint Action To Inject Liquidity Into Markets!!

FTX (SBF) Got Approval From F.D.I.C., State Regulators And Federal Reserve To Buy Tiny Bank!!!

Those $#%$# Idiots At The New York Federal Reserve Allow Hackers To Take $100million From An Account Held For Bangladesh

Banks Prevent Federal Reserve From Putting Money Where It’s Needed In The Economy

Stimulus Bill Allows Federal Reserve To Conduct Meetings In Secret

Federal Reserve Taps BlackRock To Purchase Bonds For The Government

 

The Strength of The Fed Has Come Into Question Because:

For the first time in 107 years the Federal Reserve is losing money!

The recently released Federal Reserve System Audited Annual Financial Statements for 2022 show that in the fourth quarter the Fed lost money for the first time since 1915.

The immediate reason for the losses is because Fed has an asset/liability mismatch on their balance sheet. The Fed’s assets are primarily long-term fixed rate US Treasury Bonds and Mortgage-Backed Securities (MBS,) while their liabilities are short term and variable rate.

As the Fed has been tightening over the past year to combat inflation, the interest rate they earn on their fixed rate holdings in their System Open Market Account (SOMA) has remained constant, while the cost of their liabilities has increased with each Fed tightening move to raise the Fed Funds rate.

The result of the rise in short rates is that the Fed’s Net Interest Margin declined over the course of the year and eventually turned negative.

At year end the Fed had $8.4 trillion in fixed rate assets earning 1.85%. On the liability side the Fed had $5.6 trillion of reverse repurchase agreements and depository bank reserves, that they must pay interest on.

The break-even rate for the Fed was when they had to pay 2.75% on their liabilities. This threshold was crossed on September 21, 2022 when the FOMC raised the target Fed Funds benchmark by 75 basis points to the range of 3.00-3.25%.

Since then, there have been 4 additional rate hikes totaling 175 basis points to the current range of 4.75-5.00%.

The Quarterly Declines In Net Income Since The Fed Began Tightening Can Be Seen On The Following Chart:

 

The Fed Loses Money For The First Time In 107 Years - Why It Matters #GotBitcoin

 

The Fed earned $32.4 billion in 1Q22, their largest quarterly earnings on record. Net Income dipped slightly to $31 billion during 2Q22 reflecting the first 25 basis point tightening in March, followed by the next move of 50 basis points in May.

The 3Q22 net income was impacted by 75 basis point hikes each in June, July and September, dropping to $10.9 billion. Finally, in 4Q22, with additional hikes in November and December totaling 125 basis points net income turned negative for the first time in 107 years as the Fed lost -$15.8 billion.

The net loss continued into 1Q23, growing to -$26 billion with additional hikes in January and March. The Fed losses will persist until short rates decline to below the 2.75% break even rate.

Based on the dot plot from the March 21, 2023 FOMC meeting, participants projections don’t see the Fed Funds rate dropping below 2.75% until 2026.

Deferred Asset

The cumulative losses through the end of 1Q23 exceed the Fed’s capital of $42 billion. In a commercial bank, this would create insolvency, but the Fed operates by a different set of rules. Under Fed accounting, the losses have no impact on its capital.

Instead, the losses are carried in a newly created deferred asset account called “Earnings Remittances Due to the Treasury,” which is recorded as a negative liability on the balance sheet.

Losses will continue to increase the deferred asset account until the Fed turns profitable again and those earnings will then be used to reduce the deferred asset. Such treatment causes the Fed to create new reserves to cover the losses.

The Fed has a huge research staff of hundreds of PhD economists. They have studied the issue of the likelihood of recording deferred assets since the Fed began paying interest on reserves.

In 2018 they published a simulation analysis that concluded there was a 30% chance of the Fed carrying a deferred asset, and they determined that it would be no larger than $20 billion.

The study was updated in July 2022 when the Fed stated, with certainty, that a deferred asset would soon be booked. This analysis concluded that the deferred asset would peak at $180 billion.

Eight months later the Fed has, on the books, a $44.2 billion deferred asset, and it now looks like it will grow beyond their top estimate by mid-2024. The Fed is currently losing more than $2 billion per week.

So much for the PhDs simulations.

The Fed’s SOMA Portfolio Has An Unrealized Loss Of $1.1 Trillion

In addition to their operating losses, the Fed is carrying a $1.1 trillion unrealized loss on their SOMA portfolio.

This is due to the fact that when the Fed purchased the SOMA holdings during QE, interest rates were much lower.

As can be seen in the chart below, one third of the SOMA portfolio was purchased with yields below 1%, and another one quarter of the portfolio was purchased with yields between 1%- 2%.

In fact, during the COVID pandemic, when Treasury yields were their lowest on record, the Fed was practically the only buyer of Treasury securities, as they purchased 57% of the increase in Treasury securities. Rates started rising when the Fed’s purchases slowed.

One hundred percent of the SOMA portfolio was purchased when yields were lower than they are today. As a result, the entire SOMA portfolio is underwater. That is, every single security in the SOMA portfolio was purchased at a higher price than its market price today.

Due to another convenient feature of the Federal Reserve Board of Governors accounting policies, these SOMA losses are unrealized, as the Fed carries its securities at amortized cost. Their market value only shows up in a footnote on their financial statements.

If the Fed were to sell securities from their SOMA portfolio, they would have to report the difference between their purchase price and the market price, thereby recognizing the loss.

It is for this reason that the Fed is reducing their balance sheet through security roll-offs, so they don’t record any losses.

The irony of the Fed’s situation is that they have the same exact asset/liability mismatch on their balance sheet that is roiling the banking industry causing the current banking crisis. The Fed is trying to douse the flames of a burning banking industry while their own house is on fire.

Many have become intimately aware of the Available-For-Sale versus Held-To-Maturity accounting designations for bonds on commercial bank balance sheets.

FDIC Chairman Martin Gruenberg addressed this issue in testimony to the Senate Committee on Banking on March 27th. He said banks had “heightened exposure to interest rate risk, which lay dormant as unrealized losses for many banks as rates quickly rose over the past year.”

The banking industry, as a whole, had $620 billion in unrealized losses on their bond holdings as of year-end.

 

The Fed Loses Money For The First Time In 107 Years - Why It Matters #GotBitcoin

 

To put the Fed’s unrealized loss position in perspective, their unrealized loss of $1.1 trillion at year end is nearly double that of the entire US banking system!

Seigniorage

One of the unique aspects of a central bank is their ability to make money by creating money. This is called seigniorage. Seigniorage refers to the interest a central bank earns on creating money less the cost of producing, distributing and replacing currency, or bank notes.

These earnings are used to cover the operating costs of the central bank. It is a way for the central bank to earn a profit to be self-sustaining. This is a critical element for a central bank to be independent.

For much of the history of the Fed, their earnings, or seigniorage, was very stable and consistent. The Fed would create reserves and then they would invest in short term interest earning assets. There was virtually no cost to the reserves that they created.

The stable seigniorage allowed the Fed to absorb losses due to their monetary policies during periods of economic stress without impacting the financial position of the Fed. Excess earnings were, by statute, remitted to the Treasury.

This changed during the Great Financial Crisis in 2008 when the Fed began paying interest on reserves. It was done during a crisis period when the Fed reached the zero lower bound with their main tool of lowering interest rates. More needed to be done and the Fed turned to unconventional measures.

They began Large Scale Asset Purchases, more commonly known as Quantitative Easing (QE). As a feature of rapidly expanding their balance sheet the Fed began to pay interest on reserves to maintain control of the Fed Funds rate.

With QE the Fed deviated from their long-term policy of only buying short term Treasury securities and began buying Treasury bonds and MBS. These long term assets were funded by the now variable rate interest they were paying on their short term liabilities.

This is what created their asset/liability mismatch. They transferred the risk of owning Treasury and MBS securities from the banks to their own balance sheet.

The bonds purchased during QE were only intended as a temporary measure, but the Fed has had a difficult time normalizing this policy.

Things worked smoothly, and the Fed’s seigniorage grew steadily until interest rates started rising. Then the interest rate mismatch began to bite.

For the past 20 years the Fed has averaged earnings of $64 billion per year. This was returned to the Treasury and used to help offset the fiscal deficit.

 

The Fed Loses Money For The First Time In 107 Years - Why It Matters #GotBitcoin

 

With losses projected for the next several years, these Treasury remittances will be eliminated for the first time ever, and the government will need to find new ways to replace this lost revenue.

Why It Matters

The Fed insists that their operating losses and unrealized SOMA losses will not affect their ability to conduct monetary policy.

While this may be true in the short run, longer term the Fed’s financial impairment may be problematic.

Much has been written about what is necessary for a central bank to be effective in achieving their mandates. A seminal article was published by Peter Stella, the former Head of Central Banking for the IMF in 1997.

He postulated that central banks need financial strength to have the independence and credibility necessary to commit to a given policy objective.

Stella argued that “central banks can operate without capital in a technical sense. Eventually, however, their balance sheets may deteriorate to a point where they must abandon control over inflation , repress the financial system, become reliant on constant infusions from the Treasury, or, as a last alternative, be recapitalized.”

An independent central bank must be mindful of developments in its balance sheet and its profit and loss statements.

Some argue that the Fed doesn’t need capital because it can always meet its liabilities by printing money. While this is true, creating reserves to cover losses is inflationary and exacerbates the problem the Fed is trying to solve.

But this is not a binary issue. The question is not is the central bank solvent or not solvent. It is one of gradation.

The Fed staff published an article “Fiscal Implications of the Fed’s Balance Sheet” by Michele Cavallo et al in 2018 that presented a formula for determining solvency of a central bank. They weren’t solely looking at the Fed’s capital account.

The formula combines “Tangible Wealth” with “Intangible Wealth.”

Tangible Wealth = Market Value of Interest Earning Assets – Interest Bearing Liabilities.

Intangible Wealth = Value of Future Seigniorage.

If the total is positive, the institution is solvent.

Looking at the Fed at two points under this formula is illustrative of the gradations.

At year end 2021, the value of the Fed in wealth was $3.2 trillion, but just one year later, the Fed’s value was cut in half to just $1.5 trillion. A 100 basis point rise in interest rates would bring it closer to zero.

This is similar to credit ratings on bonds. There is a big difference between a AAA credit and a junk credit. While both might be meeting their obligations, the AAA credit has a lot of room for things to go wrong.

They have many strengths in terms of earnings, leverage, capitalization and debt coverage, so they can withstand some financial deterioration without it having much impact. A junk credit, on the other hand, doesn’t have the same strengths and needs everything to go just right. It is much riskier.

While the Fed might have been the equivalent of a AAA credit a year ago, their exposure to rising interest rates over the past year moves them closer to a junk credit now. They have a smaller margin for error. That we’re even raising the potential insolvency of the Fed is scary.

(For the purpose of this analysis seigniorage is only projected out to three years. Anything beyond that is deemed too speculative.

This can be seen looking at how the projections changed so dramatically from year end 2021 to year end 2022. Recent results demonstrate that it no longer can be assumed that seigniorage is always positive.)

Independence And Credibility

Two key elements for a central bank to be effective in achieving their mandates are Independence and Credibility.

In order to be independent a central bank must be perceived as strong. Adequate capital supports independence and profitability gives the central bank the ability to be self-reliant.

Both allow the central bank to conduct its operations without interference from politics. Monetary policy aimed at price stability and financial stability is deemed too important to be part of the trade-offs that concern the short-term financial interests of government.

Conversely, unexpected losses show weakness. As this weakness becomes more public it draws attention to the central bank and reduces the level of support.

An example of this is rearing its head currently as Senators Warren and Scott are calling for new oversight of the Fed based on their dissatisfaction of the Fed’s handling of the current banking crisis.

When the Fed’s operating losses become more widely known there will be additional calls for limits on their power. This will hinder the Fed’s ability to conduct monetary policy.

Adequate capital also supports the credibility of a central bank. In order to carry out their responsibilities as a monetary authority the public must have confidence in the institution.

The need for credibility is particularly heightened during periods of financial stress. A central bank that is independent of the government needs to be perceived as being able to deploy the necessary strength to address the problems.

Together, independence and credibility are critical elements for the central bank’s effectiveness.

Conclusion

To be effective the Fed needs to be strong, independent and credible. While the Fed has been perceived that way in the past, the errors they have made which have contributed to their financial deterioration over the past year as they’ve been battling economic and financial stress on several fronts, may come back to haunt them.

Despite the favorable accounting treatment, the Fed’s operating losses are significant and growing, and the unrealized losses on their balance sheet are large.

As we’ve seen with the failures in the commercial banking industry, confidence can be lost quickly, and once gone it is difficult to rebuild.

The critics who argue that the Fed should not be concerned because they can always meet their obligations by creating new reserves, are not looking at the complete picture.

As Stella opined, weak central bank balance sheets invariably lead to chronic losses, abandonment of price stability as a primary policy goal, a decline in central bank operational independence and imposition of inefficient restrictions on the financial system.

The operating losses and unrealized SOMA losses have significantly weakened the Fed and threaten the Fed’s independence and credibility. The Fed has approached becoming a junk credit. A future financial crisis will test the Fed’s ability to achieve its mandate.

Stella stressed that the ultimate risk for a central bank is “policy insolvency,” which is not being able to meet its policy commitments. It is not the more common technical insolvency, or inability to meet its financial liabilities.

Chairman Powell has real problems to deal with. Time will tell how long he can keep his plates spinning.

 

Updated: 1-12-2024

US Fed Records Largest Ever Operating Loss In 2023

NEW YORK, Jan 12 (Reuters) – Rising income expenses pushed the Federal Reserve system deep into a record loss last year, the central bank said in preliminary figures released on Friday.

Fed income after expenses came in at a negative $114.3 billion last year, versus $58.8 billion in positive income the year before. The loss was tied to a jump in interest expenses faced by the central bank amid a rate hike campaign aimed at cooling inflation.

The Fed paid a mix of financial institutions $281.1 billion last year, versus $102.4 billion in 2022. Meanwhile, interest it earned from bonds the central bank owns totaled $163.8 billion last year, versus $170 billion in 2022.

The Fed said operating expenses at the 12 regional banks, which are quasi private institutions overseen by the Fed Board of Governors, stood at $5.5 billion in 2023.

The Fed pays banks, financial firms and other eligible money managers interest to park cash on the central bank’s books as part of how it implements monetary policy and controls short-term rates.

Aggressive Fed rate increases, starting in the spring of 2022 when the central bank’s rate target was at near-zero levels, pushed that rate range to between 5.25% and 5.5% as of the December Federal Open Market Committee meeting, with the collective impact of those action ending the Fed’s streak of strong profitability.

The Fed funds itself through interest it earns on securities it owns and via services it provides banks. Usually it is profitable and hands excess earnings back to the Treasury as required by law. When it loses money it books what it calls a deferred asset which tallies the loss, which the Fed expects to cover over time before again handing profits back to the Treasury.

At the end of last year, the deferred asset stood at $133 billion, and as of Jan. 10, it stood at $136.9 billion. Forecasting how big the loss will be is challenging because it depends on what the Fed does with interest rates, as well as how much further it shrinks its holdings of the bonds it currently earns interest from.

The Fed is almost certainly done raising rates based on officials’ comments and if markets are right the central bank may be cutting them by spring.

Meanwhile, it may also be approaching the end game for balance sheet shrinkage.

This could ultimately cap the losses, which until recently some analysts were putting in the $150 billion to $200 billion range. Meanwhile, recent research from the St. Louis Fed said it would likely take the Fed four or so years to cover its loss and start returning money to the Treasury.

Losing money doesn’t impair the Fed’s ability to conduct monetary policy, officials have stressed repeatedly. At the same time, the Fed has yet to face any real political pushback over the losses.

The Federal Reserve is grappling with significant financial losses, which have grown from around $1 trillion in paper losses from its underwater securities holdings.

Now, these have started turning into more than $100 billion in actual losses, with no immediate relief in sight.

What Caused Such A Large Deficit For The Federal Reserve?

The Fed’s current predicament stems from its aggressive balance sheet use during the 2007-2009 financial crisis and the 2020 COVID-19 market panic.

Federal Reserve eased the situation by buying bonds that would otherwise be held by asset managers, 401(k)s, and other investment vehicles but incurred significant costs.

While this expansion helped keep credit cheap and abundant for businesses and households, it also propped up demand for risky assets and contributed to inflation.

Interest expenses were positive at nearly $68 billion in 2022 but significantly contributed to the Fed’s $114.3 billion loss reported in March.

In contrast to the global financial crisis, where older, higher-yielding Treasurys became more valuable when the Fed cut rates, the COVID era saw the Fed buying low-yielding Treasurys and agency mortgage bonds, which lost value when rates were hiked.

Although the expanded balance sheet supported the economy by making credit accessible, it also carried inflationary risks.

Should Republicans gain control of the White House and Congress, extending Trump-era tax cuts could have risks associated with them, potentially complicating the situation even more.

 

Updated: 3-26-2024

Fed’s Operating Losses Swelled to Record $114.3 Billion in 2023

* Interest Expenses Exceeded Earnings As Rates Climbed

* Central Bank Boosted Interest Rates To Fight Inflation

he Federal Reserve’s expenses exceeded its earnings in 2023 by $114.3 billion, its largest operating loss ever, forcing the US central bank to forgo remittances to the Treasury as interest rates remain elevated.

Interest expenses, which includes reserves balances at the Fed’s reverse repo operations, nearly tripled to a $281.1 billion in 2023, according to audited financial statements released Tuesday. Meanwhile, the Fed’s interest income earned on its portfolio of assets totaled $163.8 billion last year, compared with roughly $170 billion in 2022.

After covering its day-to-day operating expenses, the central bank is required to send the money it earns on its securities portfolio to the Treasury, where the revenue helps offset federal deficits.

When expenses exceed earnings, as they have since late 2022, the Fed issues a deferred asset to the Treasury, which the central bank said has no implications for the conduct of monetary policy. This deferred asset grew by $116.7 billion last year, to a record $133.3 billion, the Fed said.

The numbers largely confirm information from the Fed’s preliminary financial statements, released in January.

The Fed receives income from the securities in its portfolio and pays interest on reserves held at the Fed by banks. That generated massive earnings when rates were nearly zero, and huge payments to the Treasury, but that changed as the Fed began raising rates in March 2022.

Interest payments to banks on excess reserves parked at the Fed totaled a record $176.8 billion last year, nearly triple the amount paid in 2022.

Most regional Fed banks began suspending remittance payments to Treasury in September 2022.

 

Updated: 5-16-2024

Rep. Massie Introduces Federal Reserve Board Abolition Act To “End The Fed” H.R. 8421

For Immediate Release
Contact: massie.press@mail.house.gov
Contact #: 202-225-3465

WASHINGTON, D.C.– Representative Thomas Massie (R-KY) announces the introduction of H.R. 8421, the Federal Reserve Board Abolition Act.

Rep. Massie’s legislation abolishes the Board of Governors of the Federal Reserve and the Federal Reserve banks. It also repeals the Federal Reserve Act, the 1913 law that created the Federal Reserve System.

The Fed Loses Money For The First Time In 107 Years – Why It Matters #GotBitcoin

“Americans are suffering under crippling inflation, and the Federal Reserve is to blame,” said Rep. Massie. “During COVID, the Federal Reserve created trillions of dollars out of thin air and loaned it to the Treasury Department to enable unprecedented deficit spending. By monetizing the debt, the Federal Reserve devalued the dollar and enabled free money policies that caused the high inflation we see today.”

 

The Fed Loses Money For The First Time In 107 Years – Why It Matters #GotBitcoin

 

“Monetizing debt is a closely coordinated effort between the White House, Federal Reserve, Treasury Department, Congress, Big Banks, and Wall Street,” Rep. Massie continued. “Through this process, retirees see their savings evaporate due to the actions of a central bank pursuing inflationary policies that benefit the wealthy and connected. If we really want to reduce inflation, the most effective policy is to end the Federal Reserve.”

The text of Rep. Massie’s H.R. 8421 is available at this link.

Original cosponsors of Rep. Massie’s legislation include Rep. Andy Biggs (R-AZ), Rep. Lauren Boebert (R-CO), Rep. Josh Brecheen (R-OK), Rep. Tim Burchett (R-TN), Rep. Eric Burlison (R-MO), Rep. Kat Cammack (R-FL), Rep. Michael Cloud (R-TX), Rep. Eli Crane (R-AZ), Rep. Jeff Duncan (R-SC), Rep. Matt Gaetz (R-FL), Rep. Bob Good (R-VA), Rep. Paul Gosar (R-AZ), Rep. Marjorie Taylor Greene (R-GA), Rep. Harriet Hageman (R-WY), Rep. Ralph Norman (R-SC), Rep. Scott Perry (R-PA), Rep. Chip Roy (R-TX), Rep. Keith Self (R-TX), Rep. Victoria Spartz (R-IN) and Rep. Tom Tiffany (R-WI).

The Federal Reserve Board Abolition Act was first introduced by former Representative Ron Paul (R-TX) in 1999 and hasn’t been reintroduced since 2013.

In addition to introducing this legislation to “End the Fed,” Rep. Massie has also introduced H.R. 24, the Federal Reserve Transparency Act of 2023 to audit the Federal Reserve. H.R. 24 was originally introduced by former Representative Ron Paul (R-TX) in 2009.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short Title.

This Act may be cited as the “Federal Reserve Board Abolition Act”.

SEC. 2. Federal Reserve Board Abolished.

(a) In General.—Effective at the end of the 1-year period beginning on the date of the enactment of this Act, the Board of Governors of the Federal Reserve System and each Federal reserve bank are hereby abolished.

(b) Repeal of Federal Reserve Act.—Effective at the end of the 1-year period beginning on the date of the enactment of this Act, the Federal Reserve Act is hereby repealed.

(c) Disposition of Affairs:

(1) MANAGEMENT DURING DISSOLUTION PERIOD.—During the 1-year period referred to in subsection (a), the Chairman of the Board of Governors of the Federal Reserve System—

(A) Shall, for the sole purpose of winding up the affairs of the Board of Governors of the Federal Reserve System and the Federal reserve banks—

(i) Manage the employees of the Board and each such bank and provide for the payment of compensation and benefits of any such employee which accrue before the position of such employee is abolished; and

(ii) Manage the assets and liabilities of the Board and each such bank until such assets and liabilities are liquidated or assumed by the Secretary of the Treasury in accordance with this subsection; and

(B) May take such other action as may be necessary, subject to the approval of the Secretary of the Treasury, to wind up the affairs of the Board and the Federal reserve banks.

(2) Liquidation Of Assets:

(A) IN GENERAL.—The Director of the Office of Management and Budget shall liquidate all assets of the Board and the Federal reserve banks in an orderly manner so as to achieve as expeditious a liquidation as may be practical while maximizing the return to the Treasury.

(B) TRANSFER TO TREASURY.—After satisfying all claims against the Board and any Federal reserve bank which are accepted by the Director of the Office of Management and Budget and redeeming the stock of such banks, the net proceeds of the liquidation under subparagraph (A) shall be transferred to the Secretary of the Treasury and deposited in the General Fund of the Treasury.

(3) ASSUMPTION OF LIABILITIES.—All outstanding liabilities of the Board of Governors of the Federal Reserve System and the Federal reserve banks at the time such entities are abolished, including any liability for retirement and other benefits for former officers and employees of the Board or any such bank in accordance with employee retirement and benefit programs of the Board and any such bank, shall become the liability of the Secretary of the Treasury and shall be paid from amounts deposited in the general fund pursuant to paragraph (2) which are hereby appropriated for such purpose until all such liabilities are satisfied.

(d) Report.—At the end of the 18-month period beginning on the date of the enactment of this Act, the Secretary of the Treasury and the Director of the Office of Management and Budget shall submit a joint report to the Congress containing a detailed description of the actions taken to implement this Act and any actions or issues relating to such implementation that remain uncompleted or unresolved as of the date of the report.

Congress.gov

Related Articles:

Bitcoin Information & Resources (#GotBitcoin)

African Safari Vacation Itinerary (2024 Proposal)

The Next Fountain-of-Youth Craze? Peptide Injections

This Ocean Monster Offers A Potential Climate Solution

What Are Credit Default Swaps, How Do They Work, And How They Go Wrong

Cyberattack Sends Quadrillion Dollars Derivative’s Trading Markets Back To The 1980s #GotBitcoin

What Is Dopamine Fasting? Meet The Dangerous Fad Among Silicon Valley’s Tech Geniuses

Bitcoin Community Leaders Join Longevity Movement

Sean Harribance Shares His Psychic Gifts With The Public

Scientists Achieve Real-Time Communication With Lucid Dreamers In Breakthrough

Does Getting Stoned Help You Get Toned? Gym Rats Embrace Marijuana

Marijuana’s Money Man

Marijuana In Africa Is Like The Gold Rush For America In The 1800s

The Perfect Wine And Weed To Get You Through The Coronavirus Pandemic Lockdown

Mike Tyson’s 420-Acre Weed Ranch Rakes In $500K A Month

What Sex Workers Want To Do With Bitcoin

“Is Bitcoin Reacting To The Chaos Or Is Bitcoin Causing The Chaos?” Max Keiser

Federal Reserve, Global Central Banks Announce Joint Action To Inject Liquidity Into Markets!! #GotBitcoin

How To Safely Store Deposits If You Have More Than $250,000

How To Host A Decentralized Website

Banks Lose Billions (Approx. $52 Billion) As Depositors Seek Higher Deposit Yields #GotBitcoin

Crypto User Recovers Long-Lost Private Keys To Access $4M In Bitcoin

Stripe Stops Processing Payments For Trump Campaign Website

Bitcoin Whales Are Profiting As ‘Weak Hands’ Sell BTC After Price Correction

Pentagon Sees Giant Cargo Cranes As Possible Chinese Spying Tools

Bitcoin’s Volatility Should Burn Investors. It Hasn’t

Bitcoin’s Latest Record Run Is Less Volatile Than The 2017 Boom

“Lettuce Hands” Refers To Investors Who Can’t Deal With The Volatility Of The Cryptocurrency Markets

The Bitcoiners Who Live Off The Grid

US Company Now Lets Travelers Pay For Passports With Bitcoin

After A Year Without Rowdy Tourists, European Cities Want To Keep It That Way

Director Barry Jenkins Is The Travel Nerd’s Travel Nerd

Four Stories Of How People Traveled During Covid

Who Is A Perpetual Traveler (AKA Digital Nomad) Under The US Tax Code

Tricks For Making A Vacation Feel Longer—And More Fulfilling

Travel Has Bounced Back From Coronavirus, But Tourists Stick Close To Home

Nurses Travel From Coronavirus Hot Spot To Hot Spot, From New York To Texas

How To Travel Luxuriously Post- Covid-19, From Private Jets To Hotel Buyouts

Ultimate Travel Resource Covering Business, Personal, Cruise, Flying, Etc.)

Does Bitcoin Boom Mean ‘Better Gold’ Or Bigger Bubble?

Bitcoin’s Slide Dents Price Momentum That Dwarfed Everything

Retail Has Arrived As Paypal Clears $242M In Crypto Sales Nearly Double The Previous Record

Jarlsberg Cheese Offers Significant Bone & Heart-Health Benefits Thanks To Vitamin K2, Says Study

Chrono-Pharmacology Reveals That “When” You Take Your Medication Can Make A Life-Saving Difference

Ultimate Resource For News, Breakthroughs And Innovations In Healthcare

Ultimate Resource For Cooks, Chefs And The Latest Food Trends

Popular Ethereum Use Cases

Ethereum Use Cases You Might Not Know

Will 1% Yield Force The Fed Into Curve Control? 

Ultimate Resource On Hong Kong Vying For World’s Crypto Hub #GotBitcoin

France Moves To Ban Anonymous Crypto Accounts To Prevent Money Laundering

Numerous Times That US (And Other) Regulators Stepped Into Crypto

Where Does This 28% Bitcoin Price Drop Rank In History? Not Even In The Top 5

Traditional Investors View Bitcoin As If It Were A Technology Stock

3 Reasons Why Bitcoin Price Abruptly Dropped 6% After Reaching $15,800

As Bitcoin Approaches $25,000 It Breaks Correlation With Equities

UK Treasury Calls For Feedback On Approach To Cryptocurrency And Stablecoin Regulation

Bitcoin Rebounds While Leaving Everyone In Dark On True Worth

Slow-Twitch vs. Fast-Twitch Muscle Fibers

Biden, Obama Release Campaign Video Applauding Their Achievements

Joe Biden Tops Donald Trump In Polls And Leads In Fundraising (#GotBitcoin)

Trump Gets KPOP’d And Tic Toc’d As Teens Mobilized To Derail Trump’s Tulsa Rally

Schwab’s $200 Million Charge Puts Scrutiny On Robo-Advising

TikTok Is The Place To Go For Financial Advice If You’re A Young Adult

TikTok Is The Place To Go For Financial Advice If You’re A Young Adult

American Shoppers Just Can’t Pass Up A Bargain And Department Stores Pay The Price #GotBitcoin

Motley Fool Adding $5M In Bitcoin To Its ‘10X Portfolio’ — Has A $500K Price Target

Mad Money’s Jim Cramer Invests 1% Of Net Worth In Bitcoin Says, “Gold Is Dangerous”

Suze Orman: ‘I love Bitcoin’

Ultimate Resource For Financial Advisers By Financial Advisers On Crypto

Jeffrey Epstein Accusers Sue Jamie Dimon’s JPMorgan Chase For Enabling And Profiting From Sex Trafficking

Anti-ESG Movement Reveals How Blackrock Pulls-off World’s Largest Ponzi Scheme

Ultimate Resource On Crypto-Currency Exchanges And Other Companies Integrate Bitcoin’s Lightning Network In 2022

The Bitcoin Ordinals Protocol Has Caused A Resurgence In Bitcoin Development And Interest

Bitcoin Takes ‘Lion’s Share’ As Institutional Inflows Hit 7-Month High

Bitcoin’s Future Depends On A Handful of Mysterious Coders

Billionaire Hedge Fund Investor Stanley Druckenmiller Says He Owns Bitcoin In CNBC Interview

Bitcoin Billionaire Chamath Palihapitiya Opts Out Of Run For California Governor

Billionaire Took Psychedelics, Got Bitcoin And Is Now Into SPACs

Billionaire’s Bitcoin Dream Shapes His Business Empire In Norway

Trading Firm Of Richest Crypto Billionaire Reveals Buying ‘A Lot More’ Bitcoin Below $30K

Simple Tips To Ensure Your Digital Surveillance Works As It Should

Big (4) Audit Firms Blasted By PCAOB And Gary Gensler, Head Of SEC (#GotBitcoin)

What Crypto Users Need Know About Changes At The SEC

The Ultimate Resource For The Bitcoin Miner And The Mining Industry (Page#2) #GotBitcoin

How Cryptocurrency Can Help In Paying Universal Basic Income (#GotBitcoin)

Gautam Adani Was Briefly World’s Richest Man Only To Be Brought Down By An American Short-Seller

Global Crypto Industry Pledges Aid To Turkey Following Deadly Earthquakes

Money Supply Growth Went Negative Again In December Another Sign Of Recession #GotBitcoin

Here Is How To Tell The Difference Between Bitcoin And Ethereum

Crypto Investors Can Purchase Bankruptcy ‘Put Options’ To Protect Funds On Binance, Coinbase, Kraken

Bitcoin Developers Must Face UK Trial Over Lost Cryptoassets

Google Issues Warning For 2 Billion Chrome Users

How A Lawsuit Against The IRS Is Trying To Expand Privacy For Crypto Users

IRS Uses Cellphone Location Data To Find Suspects

IRS Failed To Collect $2.4 Billion In Taxes From Millionaires

Treasury Calls For Crypto Transfers Over $10,000 To Be Reported To IRS

Six Million Tax Returns Are ‘In Suspension’ At The IRS, And That’s Preventing Many Families From Receiving A Valuable Tax Credit

Can The IRS Be Trusted With Your Data?

US Ransomware Attack Suspect Hails From A Small Ukrainian Town

Alibaba Admits It Was Slow To Report Software Bug After Beijing Rebuke

Japan Defense Ministry Finds Security Threat In Hack

Raoul Pal Believes Institutions Have Finished Taking Profits As Year Winds Up

Yosemite Is Forcing Native American Homeowners To Leave Without Compensation. Here’s Why

The $2 Trillion Cryptocurrency Market Is Drawing Interest From Investors, Scrutiny From U.S. Regulators

What Is Dollar Cost Averaging Bitcoin?

Ultimate Resource On Bitcoin Unit Bias

Pay-By-The-Mile Insurance

Best Travel Credit Cards of 2022-2023

Boomers And Millennials Facing The Effects Of Trumponomics While Still Recovering From Last Recession

A Guarded Generation: How Millennials View Money And Investing (#GotBitcoin)

Bitcoin Enthusiast And CEO Brian Armstrong Buys Los Angeles Home For $133 Million

Nasdaq-Listed Blockchain Firm BTCS To Offer Dividend In Bitcoin; Shares Surge

Ultimate Resource On Kazakhstan As Second In Bitcoin Mining Hash Rate In The World After US

Ultimate Resource On Solana Outages And DDoS Attacks

How Jessica Simpson Almost Lost Her Name And Her Billion Dollar Empire

Sidney Poitier, Actor Who Made Oscars History, Dies At 94

Green Comet Will Be Visible As It Passes By Earth For First Time In 50,000 Years

FTX (SBF) Got Approval From F.D.I.C., State Regulators And Federal Reserve To Buy Tiny Bank!!!

Joe Rogan: I Have A Lot Of Hope For Bitcoin

Teen Cyber Prodigy Stumbled Onto Flaw Letting Him Hijack Teslas

Spyware Finally Got Scary Enough To Freak Lawmakers Out—After It Spied On Them

The First Nuclear-Powered Bitcoin Mine Is Here. Maybe It Can Clean Up Energy FUD

Those $#%$# Idiots At The New York Federal Reserve Allow Hackers To Take $100million From An Account Held For Bangladesh

The World’s Best Crypto Policies: How They Do It In 37 Nations

Tonga To Copy El Salvador’s Bill Making Bitcoin Legal Tender, Says Former MP

Wordle Is The New “Lingo” Turning Fans Into Argumentative Strategy Nerds

Prospering In The Pandemic, Some Feel Financial Guilt And Gratitude

Is Art Therapy The Path To Mental Well-Being?

New York, California, New Jersey, And Alabama Move To Ban ‘Forever Chemicals’ In Firefighting Foam

The Mystery Of The Wasting House-Cats

What Pet Owners Should Know About Chronic Kidney Disease In Dogs And Cats

Pets Score Company Perks As The ‘New Dependents’

Why Is My Cat Rubbing His Face In Ants?

Natural Cure For Hyperthyroidism In Cats Including How To Switch Him/Her To A Raw Food Diet

Ultimate Resource For Cat Lovers

FDA Approves First-Ever Arthritis Pain Management Drug For Cats

Ultimate Resource On Duke of York’s Prince Andrew And His Sex Scandal

Walmart Filings Reveal Plans To Create Cryptocurrency, NFTs

Bitcoin’s Dominance of Crypto Payments Is Starting To Erode

T-Mobile Says Hackers Stole Data On About 37 Million Customers

Jack Dorsey Announces Bitcoin Legal Defense Fund

Freedom of Information Act (FOIA) Request Reveals How The Trump Administration Really Felt About Bitcoin

More Than 100 Millionaires Signed An Open Letter Asking To Be Taxed More Heavily

Federal Regulator Says Credit Unions Can Partner With Crypto Providers

What’s Behind The Fascination With Smash-And-Grab Shoplifting?

Train Robberies Are A Problem In Los Angeles, And No One Agrees On How To Stop Them

US Stocks Historically Deliver Strong Gains In Fed Hike Cycles (GotBitcoin)

Ian Alexander Jr., Only Child of Regina King, Dies At Age 26

Amazon Ends Its Charity Donation Program Amazonsmile After Other Cost-Cutting Efforts

Crypto Panics, Then Jeers at DOJ Announcement of ‘Major Action’ Against Tiny Chinese Exchange Bitzlato

Indexing Is Coming To Crypto Funds Via Decentralized Exchanges

Doctors Show Implicit Bias Towards Black Patients

Darkmail Pushes Privacy Into The Hands Of NSA-Weary Customers

3D Printing Make Anything From Candy Bars To Hand Guns

Stealing The Blood Of The Young May Make You More Youthful

Henrietta Lacks And Her Remarkable Cells Will Finally See Some Payback

Metformin And Exercise

AL_A Wins Approval For World’s First Magnetized Fusion Power Plant

Want To Be Rich? Bitcoin’s Limited Supply Cap Means You Only Need 0.01 BTC

Smart Money Is Buying Bitcoin Dip. Stocks, Not So Much

McDonald’s Jumps On Bitcoin Memewagon, Crypto Twitter Responds

America COMPETES Act Would Be Disastrous For Bitcoin Cryptocurrency And More

Lyn Alden On Bitcoin, Inflation And The Potential Coming Energy Shock

Inflation And A Tale of Cantillionaires

El Salvador Plans Bill To Adopt Bitcoin As Legal Tender

Miami Mayor Says City Employees Should Be Able To Take Their Salaries In Bitcoin

NYC And Miami Mayors (Eric Adams And Francis Suarez) Duke It Out On Twitter Over Who Is The Bigger Crypto Advocate

Vast Troves of Classified Info Undermine National Security, Spy Chief Says

BREAKING: Arizona State Senator Introduces Bill To Make Bitcoin Legal Tender

San Francisco’s Historic Surveillance Law May Get Watered Down

How Bitcoin Contributions Funded A $1.4M Solar Installation In Zimbabwe

California Lawmaker Says National Privacy Law Is a Priority

The Pandemic Turbocharged Online Privacy Concerns

How To Protect Your Online Privacy While Working From Home

Researchers Use GPU Fingerprinting To Track Users Online

Japan’s $1 Trillion Crypto Market May Ease Onerous Listing Rules

There Has Never Been A Better Time For Billionaire Schadenfreude (Malicious Enjoyment Derived From Observing Someone Else’s Misfortune)

Ultimate Resource On A Weak / Strong Dollar’s Impact On Bitcoin

Fed Money Printer Goes Into Reverse (Quantitative Tightening): What Does It Mean For Crypto?

Crypto Market Is Closer To A Bottom Than Stocks (#GotBitcoin)

When World’s Central Banks Get It Wrong, Guess Who Pays The Price😂😹🤣 (#GotBitcoin)

As Crypto Crash Erases Approx. $1 Trillion in Market Value Users Say, “Thanks But No Thanks” To Bailouts

“Better Days Ahead With Crypto Deleveraging Coming To An End” — Joker

Crypto Funds Have Seen Record Investment Inflow In Recent Weeks

Bitcoin’s Epic Run Is Winning More Attention On Wall Street

Ultimate Resource For Crypto Mergers And Acquisitions (M&A) (#GotBitcoin)

Why Wall Street Is Literally Salivating Over Bitcoin

Nasdaq-Listed MicroStrategy And Others Wary Of Looming Dollar Inflation, Turns To Bitcoin And Gold

Bitcoin For Corporations | Michael Saylor | Bitcoin Corporate Strategy

Ultimate Resource On Myanmar’s Involvement With Crypto-Currencies

‘I Cry Every Day’: Olympic Athletes Slam Food, COVID Tests And Conditions In Beijing

Does Your Baby’s Food Contain Toxic Metals? Here’s What Our Investigation Found

Ultimate Resource For Pro-Crypto Lobbying And Non-Profit Organizations

Ultimate Resource On BlockFi, Celsius And Nexo

Petition Calling For Resignation Of U​.​S. Securities/Exchange Commission Chair Gary Gensler

100 Million Americans Can Legally Bet on the Super Bowl. A Spot Bitcoin ETF? Forget About it!

Green Finance Isn’t Going Where It’s Needed

Shedding Some Light On The Murky World Of ESG Metrics

SEC Targets Greenwashers To Bring Law And Order To ESG

BlackRock (Assets Under Management $7.4 Trillion) CEO: Bitcoin Has Caught Our Attention

BlackRock CEO Larry Fink ($10Trillion AUM) Has Unchecked Influence In Financial Markets And Needs To Be Reined In

Canada’s Major Banks Go Offline In Mysterious (Bank Run?) Hours-Long Outage (#GotBitcoin)

On-Chain Data: A Framework To Evaluate Bitcoin

On Its 14th Birthday, Bitcoin’s 1,690,706,971% Gain Looks Kind of… Well Insane

The Most Important Health Metric Is Now At Your Fingertips

American Bargain Hunters Flock To A New Online Platform Forged In China

Why We Should Welcome Another Crypto Winter

Traders Prefer Gold, Fiat Safe Havens Over Bitcoin As Russia Goes To War

Music Distributor DistroKid Raises Money At $1.3 Billion Valuation

Nas Selling Rights To Two Songs Via Crypto Music Startup Royal

Ultimate Resource On Music Catalog Deals

Ultimate Resource On Music And NFTs And The Implications For The Entertainment Industry

Lead And Cadmium Could Be In Your Dark Chocolate

Catawba, Native-American Tribe Approves First Digital Economic Zone In The United States

The Miracle Of Blockchain’s Triple Entry Accounting

How And Why To Stimulate Your Vagus Nerve!

Housing Boom Brings A Shortage Of Land To Build New Homes

Biden Lays Out His Blueprint For Fair Housing

No Grave Dancing For Sam Zell Now. He’s Paying Up For Hot Properties

Cracks In The Housing Market Are Starting To Show

Ever-Growing Needs Strain U.S. Food Bank Operations

Food Pantry Helps Columbia Students Struggling To Pay Bills

Food Insecurity Driven By Climate Change Has Central Americans Fleeing To The U.S.

Housing Insecurity Is Now A Concern In Addition To Food Insecurity

Families Face Massive Food Insecurity Levels

US Troops Going Hungry (Food Insecurity) Is A National Disgrace

Everything You Should Know About Community Fridges, From Volunteering To Starting Your Own

Fed Up Says Federal Leaders Robert Kaplan And Eric Rosengren Should Be Fired Over Insider Stock Trades

Pandora Papers Exposed Offshore Havens And Hidden Riches Of World Leaders And Billionaires Exposed In Unprecedented Leak (#GotBitcoin)

Russia’s Independent Journalists Including Those Who Revealed The Pandora Papers Need Your Help

10 Women Who Used Crypto To Make A Difference In 2021

Happy International Women’s Day! Leaders Share Their Experiences In Crypto

If Europe Can Tap Hi-Tech Industry’s Power-Hungry Data Centers To Heat Homes Then Why Not Use Bitcoin Miners As Well?

Dollar On Course For Worst Performance In Over A Decade (#GotBitcoin)

Juice The Stock Market And Destroy The Dollar!! (#GotBitcoin)

Unusual Side Hustles You May Not Have Thought Of

Ultimate Resource On Global Inflation And Rising Interest Rates (#GotBitcoin)

Essential Oils User’s Guide

How Doctors Treat Their Own Colds And Flus And How To Tell If Your Symptoms Are Flu, Covid, RSV or Strep

The Fed Is Setting The Stage For Hyper-Inflation Of The Dollar (#GotBitcoin)

An Antidote To Inflation? ‘Buy Nothing’ Groups Gain Popularity

Why Is Bitcoin Dropping If It’s An ‘Inflation Hedge’?

Lyn Alden Talks Bitcoin, Inflation And The Potential Coming Energy Shock

Ultimate Resource On How Black Families Can Fight Against Rising Inflation (#GotBitcoin)

What The Fed’s Rate Hike Means For Inflation, Housing, Crypto And Stocks

Egyptians Buy Bitcoin Despite Prohibitive New Banking Laws

Archaeologists Uncover Five Tombs In Egypt’s Saqqara Necropolis

History of Alchemy From Ancient Egypt To Modern Times

A Tale Of Two Egypts

Former World Bank Chief Didn’t Act On Warnings Of Sexual Harassment

Does Your Hospital or Doctor Have A Financial Relationship With Big Pharma?

Ultimate Resource Covering The Crisis Taking Place In The Nickel Market

Virginia-Based Defense Contractor Working For U.S. National-Security Agencies Use Google Apps To Secretly Steal Your Data

Apple Along With Meta And Secret Service Agents Fooled By Law Enforcement Impersonators

Handy Tech That Can Support Your Fitness Goals

How To Naturally Increase Your White Blood Cell Count

Ultimate Source For Russians Oligarchs And The Impact Of Sanctions On Them

Ultimate Source For Bitcoin Price Manipulation By Wall Street

Russia, Sri Lanka And Lebanon’s Defaults Could Be The First Of Many (#GotBitcoin)

Will Community Group Buying Work In The US?

Building And Running Businesses In The ‘Spirit Of Bitcoin’

Belgium Arrests EU Lawmaker, Four Others In Corruption Probe Linked To European Parliament (#GotBitcoin)

What Is The Mysterious Liver Disease Hurting (And Killing) Children?

Citigroup Trader Is Scapegoat For Flash Crash In European Stocks (#GotBitcoin)

Cryptocurrency Litigation Tracker Shows Details Of More Than 300 Active And Settled Court Cases Since 2013

Bird Flu Outbreak Approaches Worst Ever In U.S. With 37 Million Animals Dead

Financial Inequality Grouped By Race For Blacks, Whites And Hispanics

How Black Businesses Can Prosper From Targeting A Trillion-Dollar Black Culture Market (#GotBitcoin)

Bitcoin Buyers Flock To Investment Clubs Such As “Black Bitcoin Billionaires” To Learn Rules of The Road

Ultimate Resource For Central Bank Digital Currencies (#GotBitcoin) Page#2

Meet The Crypto Angel Investor Running For Congress In Nevada (#GotBitcoin?)

Introducing BTCPay Vault – Use Any Hardware Wallet With BTCPay And Its Full Node (#GotBitcoin?)

How Not To Lose Your Coins In 2020: Alternative Recovery Methods (#GotBitcoin?)

H.R.5635 – Virtual Currency Tax Fairness Act of 2020 ($200.00 Limit) 116th Congress (2019-2020)

Adam Back On Satoshi Emails, Privacy Concerns And Bitcoin’s Early Days

The Prospect of Using Bitcoin To Build A New International Monetary System Is Getting Real

How To Raise Funds For Australia Wildfire Relief Efforts (Using Bitcoin And/Or Fiat )

Former Regulator Known As ‘Crypto Dad’ To Launch Digital-Dollar Think Tank (#GotBitcoin?)

Currency ‘Cold War’ Takes Center Stage At Pre-Davos Crypto Confab (#GotBitcoin?)

A Blockchain-Secured Home Security Camera Won Innovation Awards At CES 2020 Las Vegas

Bitcoin’s Had A Sensational 11 Years (#GotBitcoin?)

Sergey Nazarov And The Creation Of A Decentralized Network Of Oracles

Google Suspends MetaMask From Its Play App Store, Citing “Deceptive Services”

Christmas Shopping: Where To Buy With Crypto This Festive Season

At 8,990,000% Gains, Bitcoin Dwarfs All Other Investments This Decade

Coinbase CEO Armstrong Wins Patent For Tech Allowing Users To Email Bitcoin

Bitcoin Has Got Society To Think About The Nature Of Money

How DeFi Goes Mainstream In 2020: Focus On Usability (#GotBitcoin?)

Dissidents And Activists Have A Lot To Gain From Bitcoin, If Only They Knew It (#GotBitcoin?)

At A Refugee Camp In Iraq, A 16-Year-Old Syrian Is Teaching Crypto Basics

Bitclub Scheme Busted In The US, Promising High Returns From Mining

Bitcoin Advertised On French National TV

Germany: New Proposed Law Would Legalize Banks Holding Bitcoin

How To Earn And Spend Bitcoin On Black Friday 2019

The Ultimate List of Bitcoin Developments And Accomplishments

Charities Put A Bitcoin Twist On Giving Tuesday

Family Offices Finally Accept The Benefits of Investing In Bitcoin

An Army Of Bitcoin Devs Is Battle-Testing Upgrades To Privacy And Scaling

Bitcoin ‘Carry Trade’ Can Net Annual Gains With Little Risk, Says PlanB

Max Keiser: Bitcoin’s ‘Self-Settlement’ Is A Revolution Against Dollar

Blockchain Can And Will Replace The IRS

China Seizes The Blockchain Opportunity. How Should The US Respond? (#GotBitcoin?)

Jack Dorsey: You Can Buy A Fraction Of Berkshire Stock Or ‘Stack Sats’

Bitcoin Price Skyrockets $500 In Minutes As Bakkt BTC Contracts Hit Highs

Bitcoin’s Irreversibility Challenges International Private Law: Legal Scholar

Bitcoin Has Already Reached 40% Of Average Fiat Currency Lifespan

Yes, Even Bitcoin HODLers Can Lose Money In The Long-Term: Here’s How (#GotBitcoin?)

Unicef To Accept Donations In Bitcoin (#GotBitcoin?)

Former Prosecutor Asked To “Shut Down Bitcoin” And Is Now Face Of Crypto VC Investing (#GotBitcoin?)

Switzerland’s ‘Crypto Valley’ Is Bringing Blockchain To Zurich

Next Bitcoin Halving May Not Lead To Bull Market, Says Bitmain CEO

Tim Draper Bets On Unstoppable Domain’s .Crypto Domain Registry To Replace Wallet Addresses (#GotBitcoin?)

Bitcoin Developer Amir Taaki, “We Can Crash National Economies” (#GotBitcoin?)

Veteran Crypto And Stocks Trader Shares 6 Ways To Invest And Get Rich

Have I Missed The Boat? – Best Ways To Purchase Cryptocurrency

Is Chainlink Blazing A Trail Independent Of Bitcoin?

Nearly $10 Billion In BTC Is Held In Wallets Of 8 Crypto Exchanges (#GotBitcoin?)

SEC Enters Settlement Talks With Alleged Fraudulent Firm Veritaseum (#GotBitcoin?)

Blockstream’s Samson Mow: Bitcoin’s Block Size Already ‘Too Big’

Attorneys Seek Bank Of Ireland Execs’ Testimony Against OneCoin Scammer (#GotBitcoin?)

OpenLibra Plans To Launch Permissionless Fork Of Facebook’s Stablecoin (#GotBitcoin?)

Tiny $217 Options Trade On Bitcoin Blockchain Could Be Wall Street’s Death Knell (#GotBitcoin?)

Class Action Accuses Tether And Bitfinex Of Market Manipulation (#GotBitcoin?)

Sharia Goldbugs: How ISIS Created A Currency For World Domination (#GotBitcoin?)

Bitcoin Eyes Demand As Hong Kong Protestors Announce Bank Run (#GotBitcoin?)

How To Securely Transfer Crypto To Your Heirs

‘Gold-Backed’ Crypto Token Promoter Karatbars Investigated By Florida Regulators (#GotBitcoin?)

Crypto News From The Spanish-Speaking World (#GotBitcoin?)

Financial Services Giant Morningstar To Offer Ratings For Crypto Assets (#GotBitcoin?)

‘Gold-Backed’ Crypto Token Promoter Karatbars Investigated By Florida Regulators (#GotBitcoin?)

The Original Sins Of Cryptocurrencies (#GotBitcoin?)

Bitcoin Is The Fraud? JPMorgan Metals Desk Fixed Gold Prices For Years (#GotBitcoin?)

Israeli Startup That Allows Offline Crypto Transactions Secures $4M (#GotBitcoin?)

[PSA] Non-genuine Trezor One Devices Spotted (#GotBitcoin?)

Bitcoin Stronger Than Ever But No One Seems To Care: Google Trends (#GotBitcoin?)

First-Ever SEC-Qualified Token Offering In US Raises $23 Million (#GotBitcoin?)

You Can Now Prove A Whole Blockchain With One Math Problem – Really

Crypto Mining Supply Fails To Meet Market Demand In Q2: TokenInsight

$2 Billion Lost In Mt. Gox Bitcoin Hack Can Be Recovered, Lawyer Claims (#GotBitcoin?)

Fed Chair Says Agency Monitoring Crypto But Not Developing Its Own (#GotBitcoin?)

Wesley Snipes Is Launching A Tokenized $25 Million Movie Fund (#GotBitcoin?)

Mystery 94K BTC Transaction Becomes Richest Non-Exchange Address (#GotBitcoin?)

A Crypto Fix For A Broken International Monetary System (#GotBitcoin?)

Four Out Of Five Top Bitcoin QR Code Generators Are Scams: Report (#GotBitcoin?)

Waves Platform And The Abyss To Jointly Launch Blockchain-Based Games Marketplace (#GotBitcoin?)

Bitmain Ramps Up Power And Efficiency With New Bitcoin Mining Machine (#GotBitcoin?)

Ledger Live Now Supports Over 1,250 Ethereum-Based ERC-20 Tokens (#GotBitcoin?)

Miss Finland: Bitcoin’s Risk Keeps Most Women Away From Cryptocurrency (#GotBitcoin?)

Artist Akon Loves BTC And Says, “It’s Controlled By The People” (#GotBitcoin?)

Ledger Live Now Supports Over 1,250 Ethereum-Based ERC-20 Tokens (#GotBitcoin?)

Co-Founder Of LinkedIn Presents Crypto Rap Video: Hamilton Vs. Satoshi (#GotBitcoin?)

Crypto Insurance Market To Grow, Lloyd’s Of London And Aon To Lead (#GotBitcoin?)

No ‘AltSeason’ Until Bitcoin Breaks $20K, Says Hedge Fund Manager (#GotBitcoin?)

NSA Working To Develop Quantum-Resistant Cryptocurrency: Report (#GotBitcoin?)

Custody Provider Legacy Trust Launches Crypto Pension Plan (#GotBitcoin?)

Vaneck, SolidX To Offer Limited Bitcoin ETF For Institutions Via Exemption (#GotBitcoin?)

Russell Okung: From NFL Superstar To Bitcoin Educator In 2 Years (#GotBitcoin?)

Bitcoin Miners Made $14 Billion To Date Securing The Network (#GotBitcoin?)

Why Does Amazon Want To Hire Blockchain Experts For Its Ads Division?

Argentina’s Economy Is In A Technical Default (#GotBitcoin?)

Blockchain-Based Fractional Ownership Used To Sell High-End Art (#GotBitcoin?)

Portugal Tax Authority: Bitcoin Trading And Payments Are Tax-Free (#GotBitcoin?)

Bitcoin ‘Failed Safe Haven Test’ After 7% Drop, Peter Schiff Gloats (#GotBitcoin?)

Bitcoin Dev Reveals Multisig UI Teaser For Hardware Wallets, Full Nodes (#GotBitcoin?)

Bitcoin Price: $10K Holds For Now As 50% Of CME Futures Set To Expire (#GotBitcoin?)

Bitcoin Realized Market Cap Hits $100 Billion For The First Time (#GotBitcoin?)

Stablecoins Begin To Look Beyond The Dollar (#GotBitcoin?)

Bank Of England Governor: Libra-Like Currency Could Replace US Dollar (#GotBitcoin?)

Binance Reveals ‘Venus’ — Its Own Project To Rival Facebook’s Libra (#GotBitcoin?)

The Real Benefits Of Blockchain Are Here. They’re Being Ignored (#GotBitcoin?)

CommBank Develops Blockchain Market To Boost Biodiversity (#GotBitcoin?)

SEC Approves Blockchain Tech Startup Securitize To Record Stock Transfers (#GotBitcoin?)

SegWit Creator Introduces New Language For Bitcoin Smart Contracts (#GotBitcoin?)

You Can Now Earn Bitcoin Rewards For Postmates Purchases (#GotBitcoin?)

Bitcoin Price ‘Will Struggle’ In Big Financial Crisis, Says Investor (#GotBitcoin?)

Fidelity Charitable Received Over $100M In Crypto Donations Since 2015 (#GotBitcoin?)

Would Blockchain Better Protect User Data Than FaceApp? Experts Answer (#GotBitcoin?)

Just The Existence Of Bitcoin Impacts Monetary Policy (#GotBitcoin?)

What Are The Biggest Alleged Crypto Heists And How Much Was Stolen? (#GotBitcoin?)

IRS To Cryptocurrency Owners: Come Clean, Or Else!

Coinbase Accidentally Saves Unencrypted Passwords Of 3,420 Customers (#GotBitcoin?)

Bitcoin Is A ‘Chaos Hedge, Or Schmuck Insurance‘ (#GotBitcoin?)

Bakkt Announces September 23 Launch Of Futures And Custody

Coinbase CEO: Institutions Depositing $200-400M Into Crypto Per Week (#GotBitcoin?)

Researchers Find Monero Mining Malware That Hides From Task Manager (#GotBitcoin?)

Crypto Dusting Attack Affects Nearly 300,000 Addresses (#GotBitcoin?)

A Case For Bitcoin As Recession Hedge In A Diversified Investment Portfolio (#GotBitcoin?)

SEC Guidance Gives Ammo To Lawsuit Claiming XRP Is Unregistered Security (#GotBitcoin?)

15 Countries To Develop Crypto Transaction Tracking System: Report (#GotBitcoin?)

US Department Of Commerce Offering 6-Figure Salary To Crypto Expert (#GotBitcoin?)

Mastercard Is Building A Team To Develop Crypto, Wallet Projects (#GotBitcoin?)

Canadian Bitcoin Educator Scams The Scammer And Donates Proceeds (#GotBitcoin?)

Amazon Wants To Build A Blockchain For Ads, New Job Listing Shows (#GotBitcoin?)

Shield Bitcoin Wallets From Theft Via Time Delay (#GotBitcoin?)

Blockstream Launches Bitcoin Mining Farm With Fidelity As Early Customer (#GotBitcoin?)

Commerzbank Tests Blockchain Machine To Machine Payments With Daimler (#GotBitcoin?)

Bitcoin’s Historical Returns Look Very Attractive As Online Banks Lower Payouts On Savings Accounts (#GotBitcoin?)

Man Takes Bitcoin Miner Seller To Tribunal Over Electricity Bill And Wins (#GotBitcoin?)

Bitcoin’s Computing Power Sets Record As Over 100K New Miners Go Online (#GotBitcoin?)

Walmart Coin And Libra Perform Major Public Relations For Bitcoin (#GotBitcoin?)

Judge Says Buying Bitcoin Via Credit Card Not Necessarily A Cash Advance (#GotBitcoin?)

Poll: If You’re A Stockowner Or Crypto-Currency Holder. What Will You Do When The Recession Comes?

1 In 5 Crypto Holders Are Women, New Report Reveals (#GotBitcoin?)

Beating Bakkt, Ledgerx Is First To Launch ‘Physical’ Bitcoin Futures In Us (#GotBitcoin?)

Facebook Warns Investors That Libra Stablecoin May Never Launch (#GotBitcoin?)

Government Money Printing Is ‘Rocket Fuel’ For Bitcoin (#GotBitcoin?)

Bitcoin-Friendly Square Cash App Stock Price Up 56% In 2019 (#GotBitcoin?)

Safeway Shoppers Can Now Get Bitcoin Back As Change At 894 US Stores (#GotBitcoin?)

TD Ameritrade CEO: There’s ‘Heightened Interest Again’ With Bitcoin (#GotBitcoin?)

Venezuela Sets New Bitcoin Volume Record Thanks To 10,000,000% Inflation (#GotBitcoin?)

Newegg Adds Bitcoin Payment Option To 73 More Countries (#GotBitcoin?)

China’s Schizophrenic Relationship With Bitcoin (#GotBitcoin?)

More Companies Build Products Around Crypto Hardware Wallets (#GotBitcoin?)

Bakkt Is Scheduled To Start Testing Its Bitcoin Futures Contracts Today (#GotBitcoin?)

Bitcoin Network Now 8 Times More Powerful Than It Was At $20K Price (#GotBitcoin?)

Crypto Exchange BitMEX Under Investigation By CFTC: Bloomberg (#GotBitcoin?)

“Bitcoin An ‘Unstoppable Force,” Says US Congressman At Crypto Hearing (#GotBitcoin?)

Bitcoin Network Is Moving $3 Billion Daily, Up 210% Since April (#GotBitcoin?)

Cryptocurrency Startups Get Partial Green Light From Washington

Fundstrat’s Tom Lee: Bitcoin Pullback Is Healthy, Fewer Searches Аre Good (#GotBitcoin?)

Bitcoin Lightning Nodes Are Snatching Funds From Bad Actors (#GotBitcoin?)

The Provident Bank Now Offers Deposit Services For Crypto-Related Entities (#GotBitcoin?)

Bitcoin Could Help Stop News Censorship From Space (#GotBitcoin?)

US Sanctions On Iran Crypto Mining — Inevitable Or Impossible? (#GotBitcoin?)

US Lawmaker Reintroduces ‘Safe Harbor’ Crypto Tax Bill In Congress (#GotBitcoin?)

EU Central Bank Won’t Add Bitcoin To Reserves — Says It’s Not A Currency (#GotBitcoin?)

The Miami Dolphins Now Accept Bitcoin And Litecoin Crypt-Currency Payments (#GotBitcoin?)

Trump Bashes Bitcoin And Alt-Right Is Mad As Hell (#GotBitcoin?)

Goldman Sachs Ramps Up Development Of New Secret Crypto Project (#GotBitcoin?)

Blockchain And AI Bond, Explained (#GotBitcoin?)

Grayscale Bitcoin Trust Outperformed Indexes In First Half Of 2019 (#GotBitcoin?)

XRP Is The Worst Performing Major Crypto Of 2019 (GotBitcoin?)

Bitcoin Back Near $12K As BTC Shorters Lose $44 Million In One Morning (#GotBitcoin?)

As Deutsche Bank Axes 18K Jobs, Bitcoin Offers A ‘Plan ฿”: VanEck Exec (#GotBitcoin?)

Argentina Drives Global LocalBitcoins Volume To Highest Since November (#GotBitcoin?)

‘I Would Buy’ Bitcoin If Growth Continues — Investment Legend Mobius (#GotBitcoin?)

Lawmakers Push For New Bitcoin Rules (#GotBitcoin?)

Facebook’s Libra Is Bad For African Americans (#GotBitcoin?)

Crypto Firm Charity Announces Alliance To Support Feminine Health (#GotBitcoin?)

Canadian Startup Wants To Upgrade Millions Of ATMs To Sell Bitcoin (#GotBitcoin?)

Trump Says US ‘Should Match’ China’s Money Printing Game (#GotBitcoin?)

Casa Launches Lightning Node Mobile App For Bitcoin Newbies (#GotBitcoin?)

Bitcoin Rally Fuels Market In Crypto Derivatives (#GotBitcoin?)

World’s First Zero-Fiat ‘Bitcoin Bond’ Now Available On Bloomberg Terminal (#GotBitcoin?)

Buying Bitcoin Has Been Profitable 98.2% Of The Days Since Creation (#GotBitcoin?)

Another Crypto Exchange Receives License For Crypto Futures

From ‘Ponzi’ To ‘We’re Working On It’ — BIS Chief Reverses Stance On Crypto (#GotBitcoin?)

These Are The Cities Googling ‘Bitcoin’ As Interest Hits 17-Month High (#GotBitcoin?)

Venezuelan Explains How Bitcoin Saves His Family (#GotBitcoin?)

Quantum Computing Vs. Blockchain: Impact On Cryptography

This Fund Is Riding Bitcoin To Top (#GotBitcoin?)

Bitcoin’s Surge Leaves Smaller Digital Currencies In The Dust (#GotBitcoin?)

Bitcoin Exchange Hits $1 Trillion In Trading Volume (#GotBitcoin?)

Bitcoin Breaks $200 Billion Market Cap For The First Time In 17 Months (#GotBitcoin?)

You Can Now Make State Tax Payments In Bitcoin (#GotBitcoin?)

Religious Organizations Make Ideal Places To Mine Bitcoin (#GotBitcoin?)

Goldman Sacs And JP Morgan Chase Finally Concede To Crypto-Currencies (#GotBitcoin?)

Bitcoin Heading For Fifth Month Of Gains Despite Price Correction (#GotBitcoin?)

Breez Reveals Lightning-Powered Bitcoin Payments App For IPhone (#GotBitcoin?)

Big Four Auditing Firm PwC Releases Cryptocurrency Auditing Software (#GotBitcoin?)

Amazon-Owned Twitch Quietly Brings Back Bitcoin Payments (#GotBitcoin?)

JPMorgan Will Pilot ‘JPM Coin’ Stablecoin By End Of 2019: Report (#GotBitcoin?)

Is There A Big Short In Bitcoin? (#GotBitcoin?)

Coinbase Hit With Outage As Bitcoin Price Drops $1.8K In 15 Minutes

Samourai Wallet Releases Privacy-Enhancing CoinJoin Feature (#GotBitcoin?)

There Are Now More Than 5,000 Bitcoin ATMs Around The World (#GotBitcoin?)

You Can Now Get Bitcoin Rewards When Booking At Hotels.Com (#GotBitcoin?)

North America’s Largest Solar Bitcoin Mining Farm Coming To California (#GotBitcoin?)

Bitcoin On Track For Best Second Quarter Price Gain On Record (#GotBitcoin?)

Bitcoin Hash Rate Climbs To New Record High Boosting Network Security (#GotBitcoin?)

Bitcoin Exceeds 1Million Active Addresses While Coinbase Custodies $1.3B In Assets

Why Bitcoin’s Price Suddenly Surged Back $5K (#GotBitcoin?)

Zebpay Becomes First Exchange To Add Lightning Payments For All Users (#GotBitcoin?)

Coinbase’s New Customer Incentive: Interest Payments, With A Crypto Twist (#GotBitcoin?)

The Best Bitcoin Debit (Cashback) Cards Of 2019 (#GotBitcoin?)

Real Estate Brokerages Now Accepting Bitcoin (#GotBitcoin?)

Ernst & Young Introduces Tax Tool For Reporting Cryptocurrencies (#GotBitcoin?)

Recession Is Looming, or Not. Here’s How To Know (#GotBitcoin?)

How Will Bitcoin Behave During A Recession? (#GotBitcoin?)

Many U.S. Financial Officers Think a Recession Will Hit Next Year (#GotBitcoin?)

Definite Signs of An Imminent Recession (#GotBitcoin?)

What A Recession Could Mean for Women’s Unemployment (#GotBitcoin?)

Investors Run Out of Options As Bitcoin, Stocks, Bonds, Oil Cave To Recession Fears (#GotBitcoin?)

Goldman Is Looking To Reduce “Marcus” Lending Goal On Credit (Recession) Caution (#GotBitcoin?)

Our Facebook Page

Your Questions And Comments Are Greatly Appreciated.

Monty H. & Carolyn A.

Go back

Leave a Reply