Schwab’s $200 Million Charge Puts Scrutiny On Robo-Advising
When Charles Schwab Corp. launched its robo-adviser service in 2015, the company said it would be a smart, low-cost and hands-free solution that would automatically invest clients’ money in various exchange-traded funds. Schwab’s $200 Million Charge Puts Scrutiny On Robo-Advising
The product, Schwab Intelligent Portfolios, was part of a crop of new offerings from brokerages that raced to sign up clients after the financial crisis, long before most people could trade stocks from their phones. And it has delivered for the brokerage, gathering almost $64 billion in client assets as of the end of March.
Now, new questions are being raised about the Westlake, Texas, brokerage’s practices after Schwab said that it set aside $200 million in the second quarter related to an ongoing probe by the U.S. Securities & Exchange Commission that “largely concerns historic disclosures,” according to the company’s 8-K filing. Schwab said it wouldn’t provide any details beyond the filing and the SEC declined to comment.
As robo-advisers become increasingly popular, their automated choices have come under greater scrutiny. Previous SEC fines have been less than $1 million, though they were levied against much smaller firms.
In 2018, the SEC accused Wealthfront Advisers and Hedgable of making false statements about investment products and publishing misleading advertisements. Wealthfront, which had $11 billion in client assets at the time, agreed to pay $250,000 without admitting or denying the findings. Hedgeable, which had $81 million in client assets, agreed to pay $80,000 without agreeing with the agency’s findings.
Schwab said its ultimate liability might differ from the $200 million it was setting aside.
Robo-advisers, including Schwab’s, have had their share of critics over the years. For example, while investors aren’t charged a fee by Schwab, they pay the expenses charged by the underlying ETFs, some of which are Schwab ETFs.
One practice that became a lightning rod was the hefty amount Schwab’s service would direct of a client’s funds into cash, ranging from 6% to 22.5%. The allocation was determined by a client’s risk profile.
In 2016, the cash in client accounts was earning 0.08% at a time when some online high-yield savings accounts were offering 1%. Now, the interest rate Schwab pays on cash is 0.01%. People who kept assets in cash over the past few years would have missed out on large market gains.
David Goldstone, manager of research and analytics at Backend Benchmarking, which ranks robo advisers, says the Schwab robo-adviser holds too much of its clients’ funds in cash. He said he sees it as an additional cost of using the account.
“When an investor hires an investment manager I believe the expectation is that the investment manager will invest most or all of the funds and not let a significant proportion of the assets sit in cash,” he said.
On its website, Schwab says: “We believe cash is a key component of an investment portfolio. Based on your risk profile, a portion of your portfolio is placed in an FDIC-insured deposit at Schwab Bank. Some cash alternatives outside of the program pay a higher yield.”
Under U.S. securities rules, firms with robo-advisers must make the same disclosures as those whose representatives make suggestions to clients over the phone or in person. The agency put out guidance in February 2017 that detailed how its rules apply to the fast-growing industry, reminding firms to be careful not to mislead clients and ensure their disclosures are accurate and internal compliance programs are effective.
Robo-advisers Target The New Universe of Retail Traders
What You Need To Know
Robo advisers are becoming less robotic.
The services that manage hundreds of billions of dollars for Americans are moving well beyond their original algorithm-driven portfolios and plain-vanilla exchange-traded funds. They’re targeting a new wave of investors, competing with Robinhood and WeBull as more people become comfortable with trading and making bets.
To attract clients who want more control of their money while still getting some guidance, companies that run robo advisers are offering portfolios that tailor to a broad range of interests and allow more customization. Want to use your money to support “good” companies, or bet on crypto or electric vehicles? Odds are you can tweak your portfolio to reflect that.
To top it all off, an increasing number of companies are offering access to live advisers — a human! — to answer more complex financial planning questions and provide a level of comfort with financial moves that an algorithm cannot.
“The financial institutions with robos have seen that it’s tough to get scale with just a pure robo offering, so in many cases have added access to an adviser,” said William Whitt, a strategic adviser on Aite-Novarica’s wealth management team. The hope? With more investments available, more sophisticated financial planning tools, and more access to human advisers, clients might move over accounts from outside providers.
By The Numbers
* $785 billion Estimated assets at robo-advisers at yearend 2020, according to Backend Benchmarking; about half of it is in workplace retirement savings plans.
* 54% Share of assets held by robo-advisers Edelman Financial Engines and Vanguard Personal Adviser Services, according to Backend Benchmarking estimates.
* 25% Year-over-year estimated growth in the robo advice industry as of the end of 2020.
Why It Matters
With greater choice may come greater risks, since many studies have shown that tinkering too much with a portfolio tends to hurt returns rather than improve them. So when offering access to more investments, robos may put in guardrails to discourage too much speculation.
At Wealthfront, for example, customers whose funds are part of the more than $27 billion in assets under management can’t allocate more than 10% of their portfolio’s value into one of the crypto funds.
Wealthfront, along with Betterment, which has $32 billion in assets, were early robo pioneers, but their assets are dwarfed by later entrants onto the scene such as Vanguard Personal Adviser, which has more than $243 billion in assets, and Schwab Intelligent Portfolio from Charles Schwab, which has $64 billion in assets. A far newer entrant on the scene: Marcus Invest by Goldman Sachs, which launched in 2021.
The average fee for a basic account is around 0.35% of assets, according to robo-tracker Backend Benchmarking, although SoFi offers a free service. Many robos offer premium services, which may bring access to certified financial planners. Fees tend to start around 0.30% and account minimums can be in the tens of thousands.
Vanguard’s premium service charges 0.30% and requires a $50,000 minimum; Schwab Intelligent Portfolio’s premium product requires a $25,000 minimum, has a $300 initial planning fee and charges $30 a month.
Robos started with simple low-cost diversified ETF portfolios divvied up among asset classes keyed to a person’s risk tolerance, time horizon and goals and automatically rebalanced. They have since added many sophisticated financial planning tools and services, including tax-loss harvesting, access to initial public offerings and more.
Some, like SigFig, focus mostly on investments; others, like SoFi, want to be a one-stop shop for all of your financial needs, from refinancing student debt to investing in fractional shares to buying into an IPO.
For many years, companies that offered robo advising were leery of allowing too much human tinkering with the low-cost ETF portfolios that were their core offering. The approach was largely “set it and forget it” investing in passive, low-cost index funds or ETFs.
Now the pendulum is swinging toward allowing users more personalization and flexibility. This past year, Wealthfront gave clients access to a wider array of socially responsible investments, as well as more of Cathie Wood’s ARK funds, the Grayscale Bitcoin Trust BTC and Grayscale Ethereum Trust.
The two crypto funds, which carry high fees of 2% and 2.5%, respectively, are the most popular funds on Wealthfront’s platform.
Robos are getting creative with new services. Wealthfront’s “Self-Driving Money” divvies up cash between different accounts for different pre-set goals, and will alert customers if they have excess cash that they might want to invest.
Another new feature rolled out recently is Edelman Financial Engines’ “Downside Defender,” where clients set a minimum level for their account value, and as their portfolio approaches that number, the portfolio automatically sells stocks and buy bonds.
Even low-cost index fund giant Vanguard is taking a more active stance, announcing recently that it would launch three new active funds later in 2021 that would only be available on its its hybrid robo platform.
What Is A Robo Advisor, And Do I Need One?
How to gauge the costs, risks and other key factors.
Say you have a few hundred or a few thousand dollars to invest, and you’re busy or just not comfortable overseeing those sums by yourself.
You could try to hire a financial advisor, but few advisors want to manage portfolios under $500,000 or more and cost thousands of dollars a year. That’s where a robo advisor can help.
A robo advisor is a digital, automated service that makes investing easy because it picks securities for you. This convenience, along with robos’ typically low fees, are a big reason these services, which first began appearing about 15 years ago, have been surging in popularity.
“If you are someone who doesn’t have the time, interest or expertise to manage your own investments, these are a compelling value proposition,” says Mike Foy, head of wealth intelligence at J.D. Power and author of the company’s recent U.S. Digital Advice Special Report.
If you are looking for a simple, hands-off way to grow your wealth—perhaps for a down payment on a house, a future college education or retirement—then a robo like Betterment or Wealthfront, both among Buy Side from WSJ’s picks for Best Robo Advisor, could be a good option.
How To Start Investing With A Robo Advisor
Getting started investing with a robo advisor is designed to be easy. Most allow you to sign up from your computer or phone in a matter of minutes. While all robo advisors work a little bit differently, here are the basic steps you will go through to get started.
Choose An Account Type
To open an account, you’ll need to sign up at the robo’s website. Depending on the robo advisor you’ll first have to indicate whether you want to open a taxable account or a retirement account such as a traditional IRA or Roth IRA.
A taxable account allows you the most flexibility because you can withdraw your money any time for any reason, but if you receive dividends or realize capital gains, you may end up with a tax bill.
IRAs and Roth IRAs offer attractive tax benefits, but come with contribution limits and restrictions on how and when you can withdraw your earnings.
Answer Questions About What Kind Of Investor You Are
In addition to choosing an account, you’ll also be asked to provide information about your financial situation, goals and risk tolerance. The risk tolerance questionnaire is key, since it will go a long way to determining what investments the robo chooses for you.
Wealthfront, for example, will ask what you would do if your portfolio lost 10% of its value in a month: sell some or all of it, do nothing or buy more? Fidelity Go asks initially to rate your risk tolerance on a scale of 1 to 10, from least to most.
Be honest in your answers, since fibbing will only hurt yourself. “You could shortchange yourself on the long-term growth or your portfolio,” says David Goldstone, editor of The Robo Report, published by Condor Capital.
Robos that offer multiple portfolio types—not all do—-will also ask you to choose one. Betterment, for example, has seven different portfolios, including a core, smart beta and target income portfolio, three “socially responsible” plans, plus a cash reserve.
Get Paired With The Right Stock And Bond Mix
With all the information you’ve provided the robo advisor will propose a portfolio that matches your profile. It will usually consist of a mix of stock and bond exchange-traded funds, or ETFs, but some robos, notably Fidelity’s Fidelity Go service, use portfolios of index mutual funds.
ETFs and mutual funds are baskets of securities, but ETFs, unlike mutual funds can be traded throughout the trading day and tend to be more tax-efficient.
Robo portfolios range from conservative to aggressive, with moderate in between and sometimes there are even more variations such as moderately conservative and moderately aggressive.
A more aggressive portfolio will include more stocks than bonds; a more conservative portfolio, the opposite and maybe some cash. Ally Invest even offers a conservative portfolio that’s 30% cash as “a buffer against market volatility.”
“Not everyone is equally comfortable with market volatility” says Foy. Robos can “help create a portfolio you are comfortable with.”
(If the robo-advisor itself were to fail, your investments up to $500,000 would be protected by the Securities Investor Protection Corp, an organization similar to the Federal Deposit Insurance Corp.)
Fund Your Account
If you agree with the robo’s investment approach, you’ll need to fund the account with money from a checking or savings account or a rollover from another investment account, but the latter is a more complicated way to go. The robo will likely have to liquidate that account first, which could result in capital-gains taxes for taxable accounts
Who Are Robo Advisors Good For?
Robo advisor accounts are well-suited for anyone who is comfortable being online but needs a nudge to invest and would rather not do it themselves or doesn’t have the means to hire an individual financial advisor.
These accounts are relatively low cost, with an average of about $2.50 annually for every $1,000 invested excluding the fees charged by the funds in which they’re invested and can often be opened with a minimum of $1,000 or less.
Acorns, Betterment and Fidelity Go, for example, have no minimum to open an account but Acorns requires $5 to start investing and Betterment and Fidelity $10.
Wealthfront, which has a robust roster of portfolios requires just $500 for its classic and “socially responsible portfolios” but $100,000 minimum for more complex direct indexing and risk parity portfolios.
Many robo advisors offer more than investing accounts. Betterment and Wealthfront, for example, offer savings accounts, which pay substantially more than traditional bank savings accounts, as well as checking accounts and debit cards.
Wealthfront has a 529 savings account, which is a tax-advantaged way to save for a college education or private K-12 education; SoFi offers mortgages and student loans, the latter being its initial business.
Alternatives To Robo-Advisors
Robo advisors are a relatively inexpensive way for investors to save for any number of financial goals but there are alternatives, including:
Target-Date Funds: The primary goal of these funds is retirement. They invest in a mix of stocks, bonds and cash and gradually move towards more bonds and cash as they approach their target date.
There are low-fee target-date funds from asset managers like Vanguard and BlackRock but some charge annual fees closer to 0.5%, which is more expensive than many robos, even after accounting for the robo’s management fee plus the fees for funds in which the account is invested.
Dedicated Financial Advisor: Working with an individual financial advisor can provide investors with a more customized investment portfolio to build up their savings plus more help when they need to withdraw funds for retirement or other purposes.
A financial advisor can also help with managing the tax consequences of savings and withdrawals, inheritances and provide other services, but the annual cost will run around 1% of an investor’s assets.
Also, many advisors will not handle accounts that have less than $500,000 or more.
Do-it-yourself: This is an option that’s always available for investors especially since trading fees are extremely low as are the net expense fees for ETFs and mutual funds. D.I.Y.ing may be a better option if you’re comfortable investing in either individual stocks or bonds or funds and have the time and interest to follow financial markets and the securities you purchase.
It’s a riskier move if you’re not and as you face more complex problems like minimizing your tax hit when you make withdrawals or figuring out how to make your money last through retirement.
“Having access to low-cost advice can help investors avoid making mistakes that are difficult to recover from,” such as overpaying for investments or spending at a rate that isn’t sustainable, says Amy Arnott, portfolio strategist at Morningstar and lead author of its 2022 Robo-Advisor Landscape report.
Bitcoin Information & Resources (#GotBitcoin?)
TikTok Is The Place To Go For Financial Advice If You’re A Young Adult
TikTok Is The Place To Go For Financial Advice If You’re A Young Adult
American Shoppers Just Can’t Pass Up A Bargain And Department Stores Pay The Price #GotBitcoin
Motley Fool Adding $5M In Bitcoin To Its ‘10X Portfolio’ — Has A $500K Price Target
Mad Money’s Jim Cramer Invests 1% Of Net Worth In Bitcoin Says, “Gold Is Dangerous”
Suze Orman: ‘I love Bitcoin’
Ultimate Resource For Financial Advisers By Financial Advisers On Crypto
Jeffrey Epstein Accusers Sue Jamie Dimon’s JPMorgan Chase For Enabling And Profiting From Sex Trafficking
Anti-ESG Movement Reveals How Blackrock Pulls-off World’s Largest Ponzi Scheme
Ultimate Resource On Crypto-Currency Exchanges And Other Companies Integrate Bitcoin’s Lightning Network In 2022
The Bitcoin Ordinals Protocol Has Caused A Resurgence In Bitcoin Development And Interest
Bitcoin Takes ‘Lion’s Share’ As Institutional Inflows Hit 7-Month High
Bitcoin’s Future Depends On A Handful of Mysterious Coders
Billionaire Hedge Fund Investor Stanley Druckenmiller Says He Owns Bitcoin In CNBC Interview
Bitcoin Billionaire Chamath Palihapitiya Opts Out Of Run For California Governor
Billionaire Took Psychedelics, Got Bitcoin And Is Now Into SPACs
Billionaire’s Bitcoin Dream Shapes His Business Empire In Norway
Trading Firm Of Richest Crypto Billionaire Reveals Buying ‘A Lot More’ Bitcoin Below $30K
Simple Tips To Ensure Your Digital Surveillance Works As It Should
Big (4) Audit Firms Blasted By PCAOB And Gary Gensler, Head Of SEC (#GotBitcoin)
What Crypto Users Need Know About Changes At The SEC
The Ultimate Resource For The Bitcoin Miner And The Mining Industry (Page#2) #GotBitcoin
How Cryptocurrency Can Help In Paying Universal Basic Income (#GotBitcoin)
Gautam Adani Was Briefly World’s Richest Man Only To Be Brought Down By An American Short-Seller
Global Crypto Industry Pledges Aid To Turkey Following Deadly Earthquakes
Money Supply Growth Went Negative Again In December Another Sign Of Recession #GotBitcoin
Here Is How To Tell The Difference Between Bitcoin And Ethereum
Crypto Investors Can Purchase Bankruptcy ‘Put Options’ To Protect Funds On Binance, Coinbase, Kraken
Bitcoin Developers Must Face UK Trial Over Lost Cryptoassets
Google Issues Warning For 2 Billion Chrome Users
How A Lawsuit Against The IRS Is Trying To Expand Privacy For Crypto Users
IRS Uses Cellphone Location Data To Find Suspects
IRS Failed To Collect $2.4 Billion In Taxes From Millionaires
Treasury Calls For Crypto Transfers Over $10,000 To Be Reported To IRS
Six Million Tax Returns Are ‘In Suspension’ At The IRS, And That’s Preventing Many Families From Receiving A Valuable Tax Credit
Can The IRS Be Trusted With Your Data?
US Ransomware Attack Suspect Hails From A Small Ukrainian Town
Alibaba Admits It Was Slow To Report Software Bug After Beijing Rebuke
Japan Defense Ministry Finds Security Threat In Hack
Raoul Pal Believes Institutions Have Finished Taking Profits As Year Winds Up
Yosemite Is Forcing Native American Homeowners To Leave Without Compensation. Here’s Why
The $2 Trillion Cryptocurrency Market Is Drawing Interest From Investors, Scrutiny From U.S. Regulators
What Is Dollar Cost Averaging Bitcoin?
Ultimate Resource On Bitcoin Unit Bias
Best Travel Credit Cards of 2022-2023
Boomers And Millennials Facing The Effects Of Trumponomics While Still Recovering From Last Recession
A Guarded Generation: How Millennials View Money And Investing (#GotBitcoin)
Bitcoin Enthusiast And CEO Brian Armstrong Buys Los Angeles Home For $133 Million
Nasdaq-Listed Blockchain Firm BTCS To Offer Dividend In Bitcoin; Shares Surge
Ultimate Resource On Kazakhstan As Second In Bitcoin Mining Hash Rate In The World After US
Ultimate Resource On Solana Outages And DDoS Attacks
How Jessica Simpson Almost Lost Her Name And Her Billion Dollar Empire
Sidney Poitier, Actor Who Made Oscars History, Dies At 94
Green Comet Will Be Visible As It Passes By Earth For First Time In 50,000 Years
FTX (SBF) Got Approval From F.D.I.C., State Regulators And Federal Reserve To Buy Tiny Bank!!!
Joe Rogan: I Have A Lot Of Hope For Bitcoin
Teen Cyber Prodigy Stumbled Onto Flaw Letting Him Hijack Teslas
Spyware Finally Got Scary Enough To Freak Lawmakers Out—After It Spied On Them
The First Nuclear-Powered Bitcoin Mine Is Here. Maybe It Can Clean Up Energy FUD
Those $#%$# Idiots At The New York Federal Reserve Allow Hackers To Take $100million From An Account Held For Bangladesh
The World’s Best Crypto Policies: How They Do It In 37 Nations
Tonga To Copy El Salvador’s Bill Making Bitcoin Legal Tender, Says Former MP
Wordle Is The New “Lingo” Turning Fans Into Argumentative Strategy Nerds
Prospering In The Pandemic, Some Feel Financial Guilt And Gratitude
Is Art Therapy The Path To Mental Well-Being?
New York, California, New Jersey, And Alabama Move To Ban ‘Forever Chemicals’ In Firefighting Foam
The Mystery Of The Wasting House-Cats
What Pet Owners Should Know About Chronic Kidney Disease In Dogs And Cats
Pets Score Company Perks As The ‘New Dependents’
Why Is My Cat Rubbing His Face In Ants?
Natural Cure For Hyperthyroidism In Cats Including How To Switch Him/Her To A Raw Food Diet
Ultimate Resource For Cat Lovers
FDA Approves First-Ever Arthritis Pain Management Drug For Cats
Ultimate Resource On Duke of York’s Prince Andrew And His Sex Scandal
Walmart Filings Reveal Plans To Create Cryptocurrency, NFTs
Bitcoin’s Dominance of Crypto Payments Is Starting To Erode
T-Mobile Says Hackers Stole Data On About 37 Million Customers
Jack Dorsey Announces Bitcoin Legal Defense Fund
Freedom of Information Act (FOIA) Request Reveals How The Trump Administration Really Felt About Bitcoin
More Than 100 Millionaires Signed An Open Letter Asking To Be Taxed More Heavily
Federal Regulator Says Credit Unions Can Partner With Crypto Providers
What’s Behind The Fascination With Smash-And-Grab Shoplifting?
Train Robberies Are A Problem In Los Angeles, And No One Agrees On How To Stop Them
US Stocks Historically Deliver Strong Gains In Fed Hike Cycles (GotBitcoin)
Ian Alexander Jr., Only Child of Regina King, Dies At Age 26
Amazon Ends Its Charity Donation Program Amazonsmile After Other Cost-Cutting Efforts
Crypto Panics, Then Jeers at DOJ Announcement of ‘Major Action’ Against Tiny Chinese Exchange Bitzlato
Indexing Is Coming To Crypto Funds Via Decentralized Exchanges
Doctors Show Implicit Bias Towards Black Patients
Darkmail Pushes Privacy Into The Hands Of NSA-Weary Customers
3D Printing Make Anything From Candy Bars To Hand Guns
Stealing The Blood Of The Young May Make You More Youthful
Henrietta Lacks And Her Remarkable Cells Will Finally See Some Payback
Metformin And Exercise
AL_A Wins Approval For World’s First Magnetized Fusion Power Plant
Want To Be Rich? Bitcoin’s Limited Supply Cap Means You Only Need 0.01 BTC
Smart Money Is Buying Bitcoin Dip. Stocks, Not So Much
McDonald’s Jumps On Bitcoin Memewagon, Crypto Twitter Responds
America COMPETES Act Would Be Disastrous For Bitcoin Cryptocurrency And More
Lyn Alden On Bitcoin, Inflation And The Potential Coming Energy Shock
Inflation And A Tale of Cantillionaires
El Salvador Plans Bill To Adopt Bitcoin As Legal Tender
Miami Mayor Says City Employees Should Be Able To Take Their Salaries In Bitcoin
NYC And Miami Mayors (Eric Adams And Francis Suarez) Duke It Out On Twitter Over Who Is The Bigger Crypto Advocate
BREAKING: Arizona State Senator Introduces Bill To Make Bitcoin Legal Tender
San Francisco’s Historic Surveillance Law May Get Watered Down
How Bitcoin Contributions Funded A $1.4M Solar Installation In Zimbabwe
California Lawmaker Says National Privacy Law Is a Priority
The Pandemic Turbocharged Online Privacy Concerns
How To Protect Your Online Privacy While Working From Home
Researchers Use GPU Fingerprinting To Track Users Online
Japan’s $1 Trillion Crypto Market May Ease Onerous Listing Rules
There Has Never Been A Better Time For Billionaire Schadenfreude (Malicious Enjoyment Derived From Observing Someone Else’s Misfortune)
Ultimate Resource On A Weak / Strong Dollar’s Impact On Bitcoin
Fed Money Printer Goes Into Reverse (Quantitative Tightening): What Does It Mean For Crypto?
Crypto Market Is Closer To A Bottom Than Stocks (#GotBitcoin)
When World’s Central Banks Get It Wrong, Guess Who Pays The Price😂😹🤣 (#GotBitcoin)
As Crypto Crash Erases Approx. $1 Trillion in Market Value Users Say, “Thanks But No Thanks” To Bailouts
“Better Days Ahead With Crypto Deleveraging Coming To An End” — Joker
Crypto Funds Have Seen Record Investment Inflow In Recent Weeks
Bitcoin’s Epic Run Is Winning More Attention On Wall Street
Ultimate Resource For Crypto Mergers And Acquisitions (M&A) (#GotBitcoin)
Why Wall Street Is Literally Salivating Over Bitcoin
Nasdaq-Listed MicroStrategy And Others Wary Of Looming Dollar Inflation, Turns To Bitcoin And Gold
Bitcoin For Corporations | Michael Saylor | Bitcoin Corporate Strategy
Ultimate Resource On Myanmar’s Involvement With Crypto-Currencies
‘I Cry Every Day’: Olympic Athletes Slam Food, COVID Tests And Conditions In Beijing
Does Your Baby’s Food Contain Toxic Metals? Here’s What Our Investigation Found
Ultimate Resource For Pro-Crypto Lobbying And Non-Profit Organizations
Ultimate Resource On BlockFi, Celsius And Nexo
Petition Calling For Resignation Of U.S. Securities/Exchange Commission Chair Gary Gensler
100 Million Americans Can Legally Bet on the Super Bowl. A Spot Bitcoin ETF? Forget About it!
Green Finance Isn’t Going Where It’s Needed
Shedding Some Light On The Murky World Of ESG Metrics
SEC Targets Greenwashers To Bring Law And Order To ESG
BlackRock (Assets Under Management $7.4 Trillion) CEO: Bitcoin Has Caught Our Attention
BlackRock CEO Larry Fink ($10Trillion AUM) Has Unchecked Influence In Financial Markets And Needs To Be Reined In
Canada’s Major Banks Go Offline In Mysterious (Bank Run?) Hours-Long Outage (#GotBitcoin)
On-Chain Data: A Framework To Evaluate Bitcoin
On Its 14th Birthday, Bitcoin’s 1,690,706,971% Gain Looks Kind of… Well Insane
The Most Important Health Metric Is Now At Your Fingertips
American Bargain Hunters Flock To A New Online Platform Forged In China
Why We Should Welcome Another Crypto Winter
Traders Prefer Gold, Fiat Safe Havens Over Bitcoin As Russia Goes To War
Music Distributor DistroKid Raises Money At $1.3 Billion Valuation
Nas Selling Rights To Two Songs Via Crypto Music Startup Royal
Ultimate Resource On Music Catalog Deals
Ultimate Resource On Music And NFTs And The Implications For The Entertainment Industry
Lead And Cadmium Could Be In Your Dark Chocolate
Catawba, Native-American Tribe Approves First Digital Economic Zone In The United States
The Miracle Of Blockchain’s Triple Entry Accounting
How And Why To Stimulate Your Vagus Nerve!
Housing Boom Brings A Shortage Of Land To Build New Homes
Biden Lays Out His Blueprint For Fair Housing
No Grave Dancing For Sam Zell Now. He’s Paying Up For Hot Properties
Cracks In The Housing Market Are Starting To Show
Ever-Growing Needs Strain U.S. Food Bank Operations
Food Pantry Helps Columbia Students Struggling To Pay Bills
Food Insecurity Driven By Climate Change Has Central Americans Fleeing To The U.S.
Housing Insecurity Is Now A Concern In Addition To Food Insecurity
Families Face Massive Food Insecurity Levels
US Troops Going Hungry (Food Insecurity) Is A National Disgrace
Everything You Should Know About Community Fridges, From Volunteering To Starting Your Own
Fed Up Says Federal Leaders Robert Kaplan And Eric Rosengren Should Be Fired Over Insider Stock Trades
Pandora Papers Exposed Offshore Havens And Hidden Riches Of World Leaders And Billionaires Exposed In Unprecedented Leak (#GotBitcoin)
Russia’s Independent Journalists Including Those Who Revealed The Pandora Papers Need Your Help
10 Women Who Used Crypto To Make A Difference In 2021
Happy International Women’s Day! Leaders Share Their Experiences In Crypto
If Europe Can Tap Hi-Tech Industry’s Power-Hungry Data Centers To Heat Homes Then Why Not Use Bitcoin Miners As Well?
Dollar On Course For Worst Performance In Over A Decade (#GotBitcoin)
Juice The Stock Market And Destroy The Dollar!! (#GotBitcoin)
Unusual Side Hustles You May Not Have Thought Of
Ultimate Resource On Global Inflation And Rising Interest Rates (#GotBitcoin)
Essential Oils User’s Guide
How Doctors Treat Their Own Colds And Flus And How To Tell If Your Symptoms Are Flu, Covid, RSV or Strep
The Fed Is Setting The Stage For Hyper-Inflation Of The Dollar (#GotBitcoin)
An Antidote To Inflation? ‘Buy Nothing’ Groups Gain Popularity
Why Is Bitcoin Dropping If It’s An ‘Inflation Hedge’?
Lyn Alden Talks Bitcoin, Inflation And The Potential Coming Energy Shock
Ultimate Resource On How Black Families Can Fight Against Rising Inflation (#GotBitcoin)
What The Fed’s Rate Hike Means For Inflation, Housing, Crypto And Stocks
Egyptians Buy Bitcoin Despite Prohibitive New Banking Laws
Archaeologists Uncover Five Tombs In Egypt’s Saqqara Necropolis
History of Alchemy From Ancient Egypt To Modern Times
A Tale Of Two Egypts
Former World Bank Chief Didn’t Act On Warnings Of Sexual Harassment
Does Your Hospital or Doctor Have A Financial Relationship With Big Pharma?
Ultimate Resource Covering The Crisis Taking Place In The Nickel Market
Virginia-Based Defense Contractor Working For U.S. National-Security Agencies Use Google Apps To Secretly Steal Your Data
Apple Along With Meta And Secret Service Agents Fooled By Law Enforcement Impersonators
Handy Tech That Can Support Your Fitness Goals
How To Naturally Increase Your White Blood Cell Count
Ultimate Source For Russians Oligarchs And The Impact Of Sanctions On Them
Ultimate Source For Bitcoin Price Manipulation By Wall Street
Russia, Sri Lanka And Lebanon’s Defaults Could Be The First Of Many (#GotBitcoin)
Will Community Group Buying Work In The US?
Building And Running Businesses In The ‘Spirit Of Bitcoin’
Belgium Arrests EU Lawmaker, Four Others In Corruption Probe Linked To European Parliament (#GotBitcoin)
What Is The Mysterious Liver Disease Hurting (And Killing) Children?
Citigroup Trader Is Scapegoat For Flash Crash In European Stocks (#GotBitcoin)
Cryptocurrency Litigation Tracker Shows Details Of More Than 300 Active And Settled Court Cases Since 2013
Bird Flu Outbreak Approaches Worst Ever In U.S. With 37 Million Animals Dead
Financial Inequality Grouped By Race For Blacks, Whites And Hispanics
How Black Businesses Can Prosper From Targeting A Trillion-Dollar Black Culture Market (#GotBitcoin)
Bitcoin Buyers Flock To Investment Clubs Such As “Black Bitcoin Billionaires” To Learn Rules of The Road
Ultimate Resource For Central Bank Digital Currencies (#GotBitcoin) Page#2
Meet The Crypto Angel Investor Running For Congress In Nevada (#GotBitcoin?)
Introducing BTCPay Vault – Use Any Hardware Wallet With BTCPay And Its Full Node (#GotBitcoin?)
How Not To Lose Your Coins In 2020: Alternative Recovery Methods (#GotBitcoin?)
H.R.5635 – Virtual Currency Tax Fairness Act of 2020 ($200.00 Limit) 116th Congress (2019-2020)
Adam Back On Satoshi Emails, Privacy Concerns And Bitcoin’s Early Days
The Prospect of Using Bitcoin To Build A New International Monetary System Is Getting Real
How To Raise Funds For Australia Wildfire Relief Efforts (Using Bitcoin And/Or Fiat )
Former Regulator Known As ‘Crypto Dad’ To Launch Digital-Dollar Think Tank (#GotBitcoin?)
Currency ‘Cold War’ Takes Center Stage At Pre-Davos Crypto Confab (#GotBitcoin?)
A Blockchain-Secured Home Security Camera Won Innovation Awards At CES 2020 Las Vegas
Bitcoin’s Had A Sensational 11 Years (#GotBitcoin?)
Sergey Nazarov And The Creation Of A Decentralized Network Of Oracles
Google Suspends MetaMask From Its Play App Store, Citing “Deceptive Services”
Christmas Shopping: Where To Buy With Crypto This Festive Season
At 8,990,000% Gains, Bitcoin Dwarfs All Other Investments This Decade
Coinbase CEO Armstrong Wins Patent For Tech Allowing Users To Email Bitcoin
Bitcoin Has Got Society To Think About The Nature Of Money
How DeFi Goes Mainstream In 2020: Focus On Usability (#GotBitcoin?)
Dissidents And Activists Have A Lot To Gain From Bitcoin, If Only They Knew It (#GotBitcoin?)
At A Refugee Camp In Iraq, A 16-Year-Old Syrian Is Teaching Crypto Basics
Bitclub Scheme Busted In The US, Promising High Returns From Mining
Bitcoin Advertised On French National TV
Germany: New Proposed Law Would Legalize Banks Holding Bitcoin
How To Earn And Spend Bitcoin On Black Friday 2019
The Ultimate List of Bitcoin Developments And Accomplishments
Charities Put A Bitcoin Twist On Giving Tuesday
Family Offices Finally Accept The Benefits of Investing In Bitcoin
An Army Of Bitcoin Devs Is Battle-Testing Upgrades To Privacy And Scaling
Bitcoin ‘Carry Trade’ Can Net Annual Gains With Little Risk, Says PlanB
Max Keiser: Bitcoin’s ‘Self-Settlement’ Is A Revolution Against Dollar
Blockchain Can And Will Replace The IRS
China Seizes The Blockchain Opportunity. How Should The US Respond? (#GotBitcoin?)
Jack Dorsey: You Can Buy A Fraction Of Berkshire Stock Or ‘Stack Sats’
Bitcoin Price Skyrockets $500 In Minutes As Bakkt BTC Contracts Hit Highs
Bitcoin’s Irreversibility Challenges International Private Law: Legal Scholar
Bitcoin Has Already Reached 40% Of Average Fiat Currency Lifespan
Yes, Even Bitcoin HODLers Can Lose Money In The Long-Term: Here’s How (#GotBitcoin?)
Unicef To Accept Donations In Bitcoin (#GotBitcoin?)
Former Prosecutor Asked To “Shut Down Bitcoin” And Is Now Face Of Crypto VC Investing (#GotBitcoin?)
Switzerland’s ‘Crypto Valley’ Is Bringing Blockchain To Zurich
Next Bitcoin Halving May Not Lead To Bull Market, Says Bitmain CEO
Tim Draper Bets On Unstoppable Domain’s .Crypto Domain Registry To Replace Wallet Addresses (#GotBitcoin?)
Bitcoin Developer Amir Taaki, “We Can Crash National Economies” (#GotBitcoin?)
Veteran Crypto And Stocks Trader Shares 6 Ways To Invest And Get Rich
Is Chainlink Blazing A Trail Independent Of Bitcoin?
Nearly $10 Billion In BTC Is Held In Wallets Of 8 Crypto Exchanges (#GotBitcoin?)
SEC Enters Settlement Talks With Alleged Fraudulent Firm Veritaseum (#GotBitcoin?)
Blockstream’s Samson Mow: Bitcoin’s Block Size Already ‘Too Big’
Attorneys Seek Bank Of Ireland Execs’ Testimony Against OneCoin Scammer (#GotBitcoin?)
OpenLibra Plans To Launch Permissionless Fork Of Facebook’s Stablecoin (#GotBitcoin?)
Tiny $217 Options Trade On Bitcoin Blockchain Could Be Wall Street’s Death Knell (#GotBitcoin?)
Class Action Accuses Tether And Bitfinex Of Market Manipulation (#GotBitcoin?)
Sharia Goldbugs: How ISIS Created A Currency For World Domination (#GotBitcoin?)
Bitcoin Eyes Demand As Hong Kong Protestors Announce Bank Run (#GotBitcoin?)
How To Securely Transfer Crypto To Your Heirs
‘Gold-Backed’ Crypto Token Promoter Karatbars Investigated By Florida Regulators (#GotBitcoin?)
Crypto News From The Spanish-Speaking World (#GotBitcoin?)
Financial Services Giant Morningstar To Offer Ratings For Crypto Assets (#GotBitcoin?)
‘Gold-Backed’ Crypto Token Promoter Karatbars Investigated By Florida Regulators (#GotBitcoin?)
The Original Sins Of Cryptocurrencies (#GotBitcoin?)
Bitcoin Is The Fraud? JPMorgan Metals Desk Fixed Gold Prices For Years (#GotBitcoin?)
Israeli Startup That Allows Offline Crypto Transactions Secures $4M (#GotBitcoin?)
[PSA] Non-genuine Trezor One Devices Spotted (#GotBitcoin?)
Bitcoin Stronger Than Ever But No One Seems To Care: Google Trends (#GotBitcoin?)
First-Ever SEC-Qualified Token Offering In US Raises $23 Million (#GotBitcoin?)
You Can Now Prove A Whole Blockchain With One Math Problem – Really
Crypto Mining Supply Fails To Meet Market Demand In Q2: TokenInsight
$2 Billion Lost In Mt. Gox Bitcoin Hack Can Be Recovered, Lawyer Claims (#GotBitcoin?)
Fed Chair Says Agency Monitoring Crypto But Not Developing Its Own (#GotBitcoin?)
Wesley Snipes Is Launching A Tokenized $25 Million Movie Fund (#GotBitcoin?)
Mystery 94K BTC Transaction Becomes Richest Non-Exchange Address (#GotBitcoin?)
A Crypto Fix For A Broken International Monetary System (#GotBitcoin?)
Four Out Of Five Top Bitcoin QR Code Generators Are Scams: Report (#GotBitcoin?)
Waves Platform And The Abyss To Jointly Launch Blockchain-Based Games Marketplace (#GotBitcoin?)
Bitmain Ramps Up Power And Efficiency With New Bitcoin Mining Machine (#GotBitcoin?)
Ledger Live Now Supports Over 1,250 Ethereum-Based ERC-20 Tokens (#GotBitcoin?)
Miss Finland: Bitcoin’s Risk Keeps Most Women Away From Cryptocurrency (#GotBitcoin?)
Artist Akon Loves BTC And Says, “It’s Controlled By The People” (#GotBitcoin?)
Ledger Live Now Supports Over 1,250 Ethereum-Based ERC-20 Tokens (#GotBitcoin?)
Co-Founder Of LinkedIn Presents Crypto Rap Video: Hamilton Vs. Satoshi (#GotBitcoin?)
Crypto Insurance Market To Grow, Lloyd’s Of London And Aon To Lead (#GotBitcoin?)
No ‘AltSeason’ Until Bitcoin Breaks $20K, Says Hedge Fund Manager (#GotBitcoin?)
NSA Working To Develop Quantum-Resistant Cryptocurrency: Report (#GotBitcoin?)
Custody Provider Legacy Trust Launches Crypto Pension Plan (#GotBitcoin?)
Vaneck, SolidX To Offer Limited Bitcoin ETF For Institutions Via Exemption (#GotBitcoin?)
Russell Okung: From NFL Superstar To Bitcoin Educator In 2 Years (#GotBitcoin?)
Bitcoin Miners Made $14 Billion To Date Securing The Network (#GotBitcoin?)
Why Does Amazon Want To Hire Blockchain Experts For Its Ads Division?
Argentina’s Economy Is In A Technical Default (#GotBitcoin?)
Blockchain-Based Fractional Ownership Used To Sell High-End Art (#GotBitcoin?)
Portugal Tax Authority: Bitcoin Trading And Payments Are Tax-Free (#GotBitcoin?)
Bitcoin ‘Failed Safe Haven Test’ After 7% Drop, Peter Schiff Gloats (#GotBitcoin?)
Bitcoin Dev Reveals Multisig UI Teaser For Hardware Wallets, Full Nodes (#GotBitcoin?)
Bitcoin Price: $10K Holds For Now As 50% Of CME Futures Set To Expire (#GotBitcoin?)
Bitcoin Realized Market Cap Hits $100 Billion For The First Time (#GotBitcoin?)
Stablecoins Begin To Look Beyond The Dollar (#GotBitcoin?)
Bank Of England Governor: Libra-Like Currency Could Replace US Dollar (#GotBitcoin?)
Binance Reveals ‘Venus’ — Its Own Project To Rival Facebook’s Libra (#GotBitcoin?)
The Real Benefits Of Blockchain Are Here. They’re Being Ignored (#GotBitcoin?)
CommBank Develops Blockchain Market To Boost Biodiversity (#GotBitcoin?)
SEC Approves Blockchain Tech Startup Securitize To Record Stock Transfers (#GotBitcoin?)
SegWit Creator Introduces New Language For Bitcoin Smart Contracts (#GotBitcoin?)
You Can Now Earn Bitcoin Rewards For Postmates Purchases (#GotBitcoin?)
Bitcoin Price ‘Will Struggle’ In Big Financial Crisis, Says Investor (#GotBitcoin?)
Fidelity Charitable Received Over $100M In Crypto Donations Since 2015 (#GotBitcoin?)
Would Blockchain Better Protect User Data Than FaceApp? Experts Answer (#GotBitcoin?)
Just The Existence Of Bitcoin Impacts Monetary Policy (#GotBitcoin?)
What Are The Biggest Alleged Crypto Heists And How Much Was Stolen? (#GotBitcoin?)
IRS To Cryptocurrency Owners: Come Clean, Or Else!
Coinbase Accidentally Saves Unencrypted Passwords Of 3,420 Customers (#GotBitcoin?)
Bitcoin Is A ‘Chaos Hedge, Or Schmuck Insurance‘ (#GotBitcoin?)
Bakkt Announces September 23 Launch Of Futures And Custody
Coinbase CEO: Institutions Depositing $200-400M Into Crypto Per Week (#GotBitcoin?)
Researchers Find Monero Mining Malware That Hides From Task Manager (#GotBitcoin?)
Crypto Dusting Attack Affects Nearly 300,000 Addresses (#GotBitcoin?)
A Case For Bitcoin As Recession Hedge In A Diversified Investment Portfolio (#GotBitcoin?)
SEC Guidance Gives Ammo To Lawsuit Claiming XRP Is Unregistered Security (#GotBitcoin?)
15 Countries To Develop Crypto Transaction Tracking System: Report (#GotBitcoin?)
US Department Of Commerce Offering 6-Figure Salary To Crypto Expert (#GotBitcoin?)
Mastercard Is Building A Team To Develop Crypto, Wallet Projects (#GotBitcoin?)
Canadian Bitcoin Educator Scams The Scammer And Donates Proceeds (#GotBitcoin?)
Amazon Wants To Build A Blockchain For Ads, New Job Listing Shows (#GotBitcoin?)
Shield Bitcoin Wallets From Theft Via Time Delay (#GotBitcoin?)
Blockstream Launches Bitcoin Mining Farm With Fidelity As Early Customer (#GotBitcoin?)
Commerzbank Tests Blockchain Machine To Machine Payments With Daimler (#GotBitcoin?)
Bitcoin’s Historical Returns Look Very Attractive As Online Banks Lower Payouts On Savings Accounts (#GotBitcoin?)
Man Takes Bitcoin Miner Seller To Tribunal Over Electricity Bill And Wins (#GotBitcoin?)
Bitcoin’s Computing Power Sets Record As Over 100K New Miners Go Online (#GotBitcoin?)
Walmart Coin And Libra Perform Major Public Relations For Bitcoin (#GotBitcoin?)
Judge Says Buying Bitcoin Via Credit Card Not Necessarily A Cash Advance (#GotBitcoin?)
Poll: If You’re A Stockowner Or Crypto-Currency Holder. What Will You Do When The Recession Comes?
1 In 5 Crypto Holders Are Women, New Report Reveals (#GotBitcoin?)
Beating Bakkt, Ledgerx Is First To Launch ‘Physical’ Bitcoin Futures In Us (#GotBitcoin?)
Facebook Warns Investors That Libra Stablecoin May Never Launch (#GotBitcoin?)
Government Money Printing Is ‘Rocket Fuel’ For Bitcoin (#GotBitcoin?)
Bitcoin-Friendly Square Cash App Stock Price Up 56% In 2019 (#GotBitcoin?)
Safeway Shoppers Can Now Get Bitcoin Back As Change At 894 US Stores (#GotBitcoin?)
TD Ameritrade CEO: There’s ‘Heightened Interest Again’ With Bitcoin (#GotBitcoin?)
Venezuela Sets New Bitcoin Volume Record Thanks To 10,000,000% Inflation (#GotBitcoin?)
Newegg Adds Bitcoin Payment Option To 73 More Countries (#GotBitcoin?)
China’s Schizophrenic Relationship With Bitcoin (#GotBitcoin?)
More Companies Build Products Around Crypto Hardware Wallets (#GotBitcoin?)
Bakkt Is Scheduled To Start Testing Its Bitcoin Futures Contracts Today (#GotBitcoin?)
Bitcoin Network Now 8 Times More Powerful Than It Was At $20K Price (#GotBitcoin?)
Crypto Exchange BitMEX Under Investigation By CFTC: Bloomberg (#GotBitcoin?)
“Bitcoin An ‘Unstoppable Force,” Says US Congressman At Crypto Hearing (#GotBitcoin?)
Bitcoin Network Is Moving $3 Billion Daily, Up 210% Since April (#GotBitcoin?)
Cryptocurrency Startups Get Partial Green Light From Washington
Fundstrat’s Tom Lee: Bitcoin Pullback Is Healthy, Fewer Searches Аre Good (#GotBitcoin?)
Bitcoin Lightning Nodes Are Snatching Funds From Bad Actors (#GotBitcoin?)
The Provident Bank Now Offers Deposit Services For Crypto-Related Entities (#GotBitcoin?)
Bitcoin Could Help Stop News Censorship From Space (#GotBitcoin?)
US Sanctions On Iran Crypto Mining — Inevitable Or Impossible? (#GotBitcoin?)
US Lawmaker Reintroduces ‘Safe Harbor’ Crypto Tax Bill In Congress (#GotBitcoin?)
EU Central Bank Won’t Add Bitcoin To Reserves — Says It’s Not A Currency (#GotBitcoin?)
The Miami Dolphins Now Accept Bitcoin And Litecoin Crypt-Currency Payments (#GotBitcoin?)
Trump Bashes Bitcoin And Alt-Right Is Mad As Hell (#GotBitcoin?)
Goldman Sachs Ramps Up Development Of New Secret Crypto Project (#GotBitcoin?)
Blockchain And AI Bond, Explained (#GotBitcoin?)
Grayscale Bitcoin Trust Outperformed Indexes In First Half Of 2019 (#GotBitcoin?)
XRP Is The Worst Performing Major Crypto Of 2019 (GotBitcoin?)
Bitcoin Back Near $12K As BTC Shorters Lose $44 Million In One Morning (#GotBitcoin?)
As Deutsche Bank Axes 18K Jobs, Bitcoin Offers A ‘Plan ฿”: VanEck Exec (#GotBitcoin?)
Argentina Drives Global LocalBitcoins Volume To Highest Since November (#GotBitcoin?)
‘I Would Buy’ Bitcoin If Growth Continues — Investment Legend Mobius (#GotBitcoin?)
Lawmakers Push For New Bitcoin Rules (#GotBitcoin?)
Facebook’s Libra Is Bad For African Americans (#GotBitcoin?)
Crypto Firm Charity Announces Alliance To Support Feminine Health (#GotBitcoin?)
Canadian Startup Wants To Upgrade Millions Of ATMs To Sell Bitcoin (#GotBitcoin?)
Trump Says US ‘Should Match’ China’s Money Printing Game (#GotBitcoin?)
Casa Launches Lightning Node Mobile App For Bitcoin Newbies (#GotBitcoin?)
Bitcoin Rally Fuels Market In Crypto Derivatives (#GotBitcoin?)
World’s First Zero-Fiat ‘Bitcoin Bond’ Now Available On Bloomberg Terminal (#GotBitcoin?)
Buying Bitcoin Has Been Profitable 98.2% Of The Days Since Creation (#GotBitcoin?)
Another Crypto Exchange Receives License For Crypto Futures
From ‘Ponzi’ To ‘We’re Working On It’ — BIS Chief Reverses Stance On Crypto (#GotBitcoin?)
These Are The Cities Googling ‘Bitcoin’ As Interest Hits 17-Month High (#GotBitcoin?)
Venezuelan Explains How Bitcoin Saves His Family (#GotBitcoin?)
Quantum Computing Vs. Blockchain: Impact On Cryptography
This Fund Is Riding Bitcoin To Top (#GotBitcoin?)
Bitcoin’s Surge Leaves Smaller Digital Currencies In The Dust (#GotBitcoin?)
Bitcoin Exchange Hits $1 Trillion In Trading Volume (#GotBitcoin?)
Bitcoin Breaks $200 Billion Market Cap For The First Time In 17 Months (#GotBitcoin?)
You Can Now Make State Tax Payments In Bitcoin (#GotBitcoin?)
Religious Organizations Make Ideal Places To Mine Bitcoin (#GotBitcoin?)
Goldman Sacs And JP Morgan Chase Finally Concede To Crypto-Currencies (#GotBitcoin?)
Bitcoin Heading For Fifth Month Of Gains Despite Price Correction (#GotBitcoin?)
Breez Reveals Lightning-Powered Bitcoin Payments App For IPhone (#GotBitcoin?)
Big Four Auditing Firm PwC Releases Cryptocurrency Auditing Software (#GotBitcoin?)
Amazon-Owned Twitch Quietly Brings Back Bitcoin Payments (#GotBitcoin?)
JPMorgan Will Pilot ‘JPM Coin’ Stablecoin By End Of 2019: Report (#GotBitcoin?)
Is There A Big Short In Bitcoin? (#GotBitcoin?)
Coinbase Hit With Outage As Bitcoin Price Drops $1.8K In 15 Minutes
Samourai Wallet Releases Privacy-Enhancing CoinJoin Feature (#GotBitcoin?)
There Are Now More Than 5,000 Bitcoin ATMs Around The World (#GotBitcoin?)
You Can Now Get Bitcoin Rewards When Booking At Hotels.Com (#GotBitcoin?)
North America’s Largest Solar Bitcoin Mining Farm Coming To California (#GotBitcoin?)
Bitcoin On Track For Best Second Quarter Price Gain On Record (#GotBitcoin?)
Bitcoin Hash Rate Climbs To New Record High Boosting Network Security (#GotBitcoin?)
Bitcoin Exceeds 1Million Active Addresses While Coinbase Custodies $1.3B In Assets
Why Bitcoin’s Price Suddenly Surged Back $5K (#GotBitcoin?)
Zebpay Becomes First Exchange To Add Lightning Payments For All Users (#GotBitcoin?)
Coinbase’s New Customer Incentive: Interest Payments, With A Crypto Twist (#GotBitcoin?)
The Best Bitcoin Debit (Cashback) Cards Of 2019 (#GotBitcoin?)
Real Estate Brokerages Now Accepting Bitcoin (#GotBitcoin?)
Ernst & Young Introduces Tax Tool For Reporting Cryptocurrencies (#GotBitcoin?)
Recession Is Looming, or Not. Here’s How To Know (#GotBitcoin?)
How Will Bitcoin Behave During A Recession? (#GotBitcoin?)
Many U.S. Financial Officers Think a Recession Will Hit Next Year (#GotBitcoin?)
Definite Signs of An Imminent Recession (#GotBitcoin?)
What A Recession Could Mean for Women’s Unemployment (#GotBitcoin?)
Investors Run Out of Options As Bitcoin, Stocks, Bonds, Oil Cave To Recession Fears (#GotBitcoin?)
Goldman Is Looking To Reduce “Marcus” Lending Goal On Credit (Recession) Caution (#GotBitcoin?)
Our Facebook Page
Your Questions And Comments Are Greatly Appreciated.
Monty H. & Carolyn A.
Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,Schwab’s $200 Million Charge,