JPMorgan Provides Banking Services To Crypto Exchanges Coinbase And Gemini (#GotBitcoin?)
Coinbase and Gemini reportedly had their accounts approved with JPMorgan Chase in April. JPMorgan Provides Banking Services To Crypto Exchanges Coinbase And Gemini (#GotBitcoin?)
Tyler Winklevoss, Left, And Cameron Winklevoss Are Co-Founders Of The Gemini Bitcoin Exchange.
JPMorgan Chase, the United States’ largest bank, has reportedly taken on U.S. cryptocurrency exchanges Coinbase and Gemini as customers.
A report from the Wall Street Journal on May 12 cited unnamed sources apparently familiar with the matter, who highlighted that the move is the first time the banking giant has served clients from the crypto industry.
The move is the latest in a string of positive developments for bitcoin and another sign that Wall Street is becoming more comfortable with the business of cryptocurrencies.
Coinbase, founded in 2012, is the largest U.S.-based bitcoin exchange, with more than 30 million accounts. Gemini, founded in 2014 by Tyler and Cameron Winklevoss, is a smaller exchange, but it has been in the vanguard of the industry’s movement to attract mainstream clients and embrace regulation.
The accounts were approved in April, and transactions are just starting to be processed, the people said.
What is notable is that JPMorgan was willing to extend services to businesses built around bitcoin. Such businesses have for years been blocked by banks from opening up accounts. Bankers were concerned with exposing themselves to bitcoin’s shadier uses, like money laundering, and the added glare from regulators.
Coinbase and Gemini had to go through a long vetting process to get JPMorgan’s approval, the people said. What separates the exchanges from others in the space is the degree to which they have become regulated entities. The fact that both are regulated by multiple parties played a big part in the approval process.
Bitcoin has had a run of good news lately. The price has more than doubled from its March lows, recently touching $10,000, though it is still more than two years removed from its all-time high of $19,800. Trading volumes hit record highs in April and March as investors became interested in the digital currency as a hedge against volatility in traditional markets.
Meanwhile, more Wall Street traders are in the market as well. Average daily trading volume this year of CME’s bitcoin futures contract has risen 43% from the same time frame a year ago, the exchange said. Nearly 850 new accounts have been opened this year, more than twice as many as a year ago. Popular vehicles for institutional investors, including the Grayscale Bitcoin Trust, an over-the-counter ETF, have seen increased activity as well.
Gemini obtained a trust charter from the New York State Department of Financial Services in 2015. Coinbase is registered as a money services business with Financial Crimes Enforcement Network, or FinCEN, and also has a specialized license for crypto businesses, called the BitLicense, from the DFS. Both are licensed as money transmitters in multiple states.
The bank is primarily providing cash-management services to the firms and handling dollar-based transactions for the exchanges’ U.S.-based customers, according to the people. It will process wire transfers, and deposits and withdrawals through the Automated Clearing House network, an electronic funds-transfer system.
Although Coinbase and Gemini are built around trading cryptocurrencies, many of their customers link traditional bank accounts to their accounts on the exchanges. Handling transfers in and out of those bank accounts requires a payments processor.
JPMorgan’s services don’t extend to any bitcoin or cryptocurrency-based transactions. The firms handle those themselves.
Both exchange accounts were reportedly accepted in April, with transactions now starting to be processed, sources told the WSJ.
JPMorgan Chase is not processing Bitcoin (BTC) or other cryptocurrency transactions on behalf of the exchanges but is providing cash-management services and handling dollar transactions for their U.S.-based clients. The bank will reportedly process all wire transfers and dollar deposits and withdrawals via the Automated Clearing House network.
Coinbase And Gemini Are Notably Regulated
The sources have claimed that both exchanges were asked to undergo a rigorous vetting process, pointing to major banks’ long-standing reluctance to forge relationships with crypto-related businesses.
Coinbase and Gemini have both established themselves as thoroughly-regulated entities; the latter, owned by the Winklevoss twins, has previously drawn criticisms from diehard libertarian cryptocurrency advocates for its controversial 2019 “crypto needs rules” ad campaign.
This April, Gemini obtained a new security qualification, a Service Organization Control (SOC) 1 Type 1 certification, after passing a review by Big Four accounting firm Deloitte.
Coinbase Custody had, for its part, previously sealed both an SOC 1 Type 2 and a SOC 2 Type 2 evaluation by major accounting firm Grant Thornton.
Coinbase is registered as a money services business with the Financial Crimes Enforcement Network and Gemini obtained a trust charter from New York’s Department of Financial Services back in 2015.
Both exchanges have also satisfied the requirements to operate under NYDFS’ exacting BitLicense framework and are licensed money transmitters in multiple states.
JPMorgan’s Jamie Dimon Has Been A Vocal Bitcoin Critic
For those who have followed JPMorgan chairman and CEO Jamie Dimon’s stance toward the crypto space in recent years, news of the bank’s pathbreaking support for both exchanges may be somewhat surprising.
Among his spicier statements, Dimon has said that Bitcoin is “worse than tulip bulbs,” predicting that speculation on the coin “won’t end well.”
The bank has been positive about blockchain’s potential, however, and announced plans to issue its own settlement-focused digital currency, JPM Coin, in mid-February 2019.
Recently, the bank has reportedly been considering a merger of its in-house blockchain unit Quorum — which underlies its Interbank Information Network — with the well-known Ethereum-focused firm ConsenSys.
Keeping Enemies Close: JPMorgan Servicing Crypto Firms Opens A New Frontier
Despite JPM’s boss being tough on crypto, the bank takes on two regulated exchanges as clients in what some are calling a “game-changer.”
As the largest among the United States’ “Big Four” banks, JPMorgan Chase comes across as an unlikely ally to digital asset service providers seeking to break through the glass ceiling still separating traditional and crypto finance. When the news broke on May 12 that the bank has been serving U.S.-based crypto exchanges Coinbase and Gemini since April, some digital finance experts saw it as a sign that the relationship may finally be thawing.
Despite JPM’s CEO Jamie Dimon consistently disparaging cryptocurrencies’ aptitude as a financial instrument, the institution has not been dismissive of blockchain technology, most notably developing proprietary DLT-based tools for international settlements. Now that the major U.S. bank seems to be extending its acceptance to crypto-related businesses as well, are the traditional players having a qualitative shift in perception of the digital finance space?
The Importance Of Being Compliant
Coinbase and Gemini are well-suited to be in the vanguard of the crypto industry’s integration with the traditional financial system. The two companies have been particular about securing the most exacting regulatory credentials on both federal and state levels.
Both are registered with the U.S. Treasury’s Financial Crimes Enforcement Network, and their custodian services have earned security qualifications in accordance with rigorous certification standards. They have also obtained notoriously scarce licenses from New York State Department of Financial Services: Gemini holds a Trust License, while Coinbase operates under a specialized BitLicense.
Experts surveyed by Cointelegraph noted that crypto firms willing to walk the extra mile to ensure full regulatory compliance will be the first to capitalize from mainstream financial institutions’ growing interest in digital assets. Michael Sonnenshein, the Managing Director at digital asset management firm Grayscale Investments, commented to Cointelegraph that JPMorgan’s announcement — alongside the news of Paul Tudor Jones’ allocation to Bitcoin — shows promise for greater cooperation between financial firms and compliant digital currency firms, adding:
“There is increased awareness in the banking sector that digital currencies represent a growing market with strong upside potential. Those that are leading the way in terms of regulatory approvals will be able to reap serious benefits through these relationships.”
Pursuing Mutual Interests
While legacy banks could benefit from the digital assets’ potential and rapidly expanding user base, crypto firms require banking services because most of their day-to-day operations are still fiat-based. Some traditional financial organizations have already tapped into this market, so JPM’s move is hardly unprecedented. Amrit Kumar, president and chief scientific officer of the blockchain company Zilliqa, told Cointelegraph:
“State Street — the second oldest non-retail bank in the U.S. — has been offering custody services to stablecoin issuers such as Gemini. Silvergate is also another bank that has been serving crypto players by offering fiat banking services. Having said that, JPMorgan’s entrance in this area gestures toward the growing trend where traditional institutions are now offering banking, custody, and other services to blockchain companies.”
Marc Fleury, CEO and co-founder of the fintech firm Two Prime, weighed in with a similar point: “For all the hype around ‘replacing traditional finance,’ crypto companies still need to maintain bridges to the fiat system, for not everyone accepts crypto for payments.”
According to Adam Traidman, CEO of crypto finance firm BRD, there is a difference between routine banking services that every digital currency company has to request at some point and strategic partnerships that can reveal more fundamental shifts in market structures. He added:
“It’s more than just a banking customer for corporate treasury management. It’s strategic, and could be a channel for customer acquisition, a technology play for the creation of a digital currency or perhaps even more likely, the beginning of an aggressively developing M&A market for crypto companies, where traditional financial institutions are the buyers.”
What Do Big Banks Want?
What could these strategic partnerships entail in the case of JPMorgan Chase and regulated crypto exchanges? One of the answers could lie in the bank’s business model that emphasizes wealth management and catering to high-net-worth clients. Meltem Demirors, chief strategy officer of investment firm CoinShares, noted to Cointelegraph:
“It appears that the initial focus will be custody clients, who are by nature high net worth individuals and institutions. […] It is likely that closer collaboration with two regulated, highly respected crypto firms will be beneficial for JP Morgan to bring digital assets to their wealth management clients in a controlled, low-risk manner.”
Demirors mentioned that JPMorgan Wealth Management has been courting crypto wealth for some time, and many digital finance executives are likely personal clients of the bank already. Another reason why establishing ties with major crypto platforms could prove a solid business move is the rising demand for exposure to digital assets and banks’ corresponding drive to meet this demand. Demirors said that banks would rather offer low-risk exposure to crypto “versus seeing AUM [Assets Under Management] leave their platforms to flow into crypto.” She went on to add:
“I imagine most banks will look to partner first, before investing in building their own infrastructure, but as evidenced by Fidelity, some may also choose to bring these capabilities in-house as the opportunity grows.”
Another lens through which the emerging partnership could be viewed is investment logic, as Fleury noted to Cointelegraph:
“There is some justified speculation that JPMorgan, an investment bank, is angling for the future underwriting business for the rumored IPOs of the two stalwart exchanges. Even if that were the case, the establishment of these traditional banking relationships marks a new era of legitimacy for crypto at large.”
Aside from these direct benefits, there are some far-flung considerations that might have contributed to JPM executives’ decision to get involved with cryptocurrency players. For one, Traidman thinks that the bank could be looking to gain a foothold in the digital finance space ahead of the U.S. government’s anticipated move toward digitizing the dollar at some point in the not-so-distant future:
“This may be the first step in the private sector’s foray to attempt and win contracts from the U.S. government to implement contactless payments via the ‘Digital USD’ referred to in the first draft of the original stimulus bill. Keep your friends close; keep your enemies closer. […] Their strategy may be to onboard crypto companies and then leverage the relationships to prove out a commercial version of such digital currency technologies prior to the U.S. government awarding a contract to the private sector.”
What Comes Next
Manuel Rensink, Strategy Director for the fintech firm Securrency, considers JPM’s move to bank Gemini and Coinbase a “game-changer,” adding that it “provides a roadmap for the deeper integration of digital assets into mainstream modern finance.” Rensink anticipates that many more traditional banks will follow the example and get involved with the regulated crypto sector due to digital assets’ natural edge from the advantages provided by their underlying tech:
“The programmability of digital assets on blockchain rails allows for better security, smarter compliance, and faster distribution to those in society in need of funds. While borrowing the unit of account convenience from the USD, a digital asset can be a more efficient medium of exchange that can immediately move between your phone and existing payment infrastructure.”
Additionally, Kumar is convinced that “blockchain-backed assets are no longer an asset class that traditional financial institutions can afford to avoid.” Tapping into the niche is an opportunity for traditional financial institutions to offer products and services appealing to both crypto-native and non-native users.
‘The Tables Have Turned’ Binance Exec Says of JPMorgan’s Support for Crypto Firms
Catherine Coley, CEO of Binance.US, says that traditional finance now recognizes that crypto involves “real assets and real customers with real business models.”
“We’re finally recognizing that crypto is just another opportunity in our financial future, rather than seeing it as a kind of misfit or unacceptable type of industry,” says Catherine Coley, CEO of Binance.US.
In an interview with Cointelegraph, Coley responded to news that JPMorgan Chase — the United States’ largest bank — had taken on cryptocurrency exchanges Coinbase and Gemini as customers.
“I take it as a very positive signal. We’ve seen specialist banks before being established to specifically support crypto, because traditional banks were not taking crypto businesses seriously,” Coley said.
This, she noted, led to the growth of specific banks that supported crypto or crypto marketplaces as “specialized businesses.” Some of these gained significant traction, as with the crypto-focused California-based commercial bank, Silvergate, which saw strong Q1 growth this year and went public last fall. Coley said:
“I think that was a strong, prior signaling that crypto businesses actually do have traditional revenue models, are consistent businesses involving real assets and real customers with real business models.”
JPMorgan now looks at the likes of Coinbase “as if it’s just another business,” Coley said, something she regards as an “extremely positive” development.
Spotlight On Jamie Dimon
Prior to the bank’s announcement, JPMorgan chairman and CEO Jamie Dimon had established himself as one of cryptocurrencies’ staunchest critics. The contended that Bitcoin is little more than a speculative bubble — “worse than tulip bulbs” — and predicted that its story “won’t end well.”
“It’s unfortunate for Dimon that it was so public,” Coley said, but “that’s how everyone’s journey with Bitcoin began. You know, disbelief, confusion, education, understanding, acceptance… obsession.”
While there’s no clear sign yet that Dimon’s truce with the coin has tipped over into obsession, Coley emphasized that the evolution of the bank’s position should not be overlooked. The number of stakeholders that a bulge bracket bank like JPMorgan has to factor into their decision making is “enormous,” she noted:
“Look how the tables have turned! It’s interesting to have seen the evolution of his stance in real time. This acceptance phase that we’re in now will lead to broader adoption, to more mainstream opportunities; prior skepticism has switched to seeing us as trusted businesses.”
JPMorgan Analysts: Bitcoin Is Likely To Survive (As A Speculative Asset)
Bitcoin proved itself a resilient asset, if not a stable or useful currency, during March’s global financial meltdown, according to analysts at one of the world’s largest investment banks.
In a note to investor clients circulated June 11 and obtained by CoinDesk, JPMorgan Chase & Co. analysts described how bitcoin has shifted from a fairly uncorrelated asset to one whose price more closely tracks traditional stocks.
“Though correlations were modest and mostly mean-reverting around zero for much of the past couple of years, in recent months they have moved sharply higher in some cases (equities) and lower in others (U.S. dollar, gold),” wrote the team of strategists led by Joshua Younger.
The analysts, who normally cover bonds, noted bitcoin’s success in outperforming traditional assets in March on a volatility-adjusted basis. The report also found that liquidity on major bitcoin exchanges was, surprisingly, more resilient than for traditional assets such as equities, gold, U.S. Treasury bonds and foreign exchange.
The results of their analysis “suggest that bitcoin saw among the most severe drops in liquidity around the peak of the crisis in March, but that disruption was cured much faster than other asset classes,” the researchers wrote. “At this point, bitcoin market depth is above its 1-year trailing average, while liquidity in more traditional asset classes has yet to recover.”
Stablecoins, whose values are generally pegged to government currencies, got a brief mention and were described as relatively “unscathed” by the March turbulence.
From March 2-23, the S&P 500 plunged 29% as investors looked to cash out amid increasing concerns about the coronavirus.
The JPMorgan analysts reckoned that cryptocurrencies successfully passed their first stress test during this period despite volatile price action. During the March panic, crypto valuations did not diverge all that much from their intrinsic values, showing little flight to liquidity within the asset class, the analysts wrote.
While the market structure for crypto during this period was more resilient than its traditional counterparts, according to the report, bitcoin did not quite live up to its reputation in some corners as a port in a storm.
“There is little evidence that bitcoin and others served as a safe haven (i.e., ‘digital gold’) — rather, its value appears to have been highly correlated with risky assets like equities,” the report concluded. “This all likely points to the continued survival of the asset class, but likely still more as a vehicle for speculation than as a medium of exchange or store of value.”
While that may sound like faint praise, the analysts’ assessment differs sharply from past comments by JPMorgan’s chairman and CEO, Jamie Dimon, who dismissed bitcoin as a “fraud” around the height of the 2017 bull market. During the subsequent “crypto winter,” financial services giants such as Fidelity and ICE began laying the groundwork for potential institutional investment in the asset class.
JPMorgan Chase has been experimenting with blockchain technology since 2016, and it recently began banking two of the largest U.S. crypto exchanges, the megabank’s first clients in the sector.
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Bank Of England Governor: Libra-Like Currency Could Replace US Dollar (#GotBitcoin?)
Binance Reveals ‘Venus’ — Its Own Project To Rival Facebook’s Libra (#GotBitcoin?)
The Real Benefits Of Blockchain Are Here. They’re Being Ignored (#GotBitcoin?)
CommBank Develops Blockchain Market To Boost Biodiversity (#GotBitcoin?)
SEC Approves Blockchain Tech Startup Securitize To Record Stock Transfers (#GotBitcoin?)
SegWit Creator Introduces New Language For Bitcoin Smart Contracts (#GotBitcoin?)
You Can Now Earn Bitcoin Rewards For Postmates Purchases (#GotBitcoin?)
Bitcoin Price ‘Will Struggle’ In Big Financial Crisis, Says Investor (#GotBitcoin?)
Fidelity Charitable Received Over $100M In Crypto Donations Since 2015 (#GotBitcoin?)
Would Blockchain Better Protect User Data Than FaceApp? Experts Answer (#GotBitcoin?)
Just The Existence Of Bitcoin Impacts Monetary Policy (#GotBitcoin?)
What Are The Biggest Alleged Crypto Heists And How Much Was Stolen? (#GotBitcoin?)
IRS To Cryptocurrency Owners: Come Clean, Or Else!
Coinbase Accidentally Saves Unencrypted Passwords Of 3,420 Customers (#GotBitcoin?)
Bitcoin Is A ‘Chaos Hedge, Or Schmuck Insurance‘ (#GotBitcoin?)
Bakkt Announces September 23 Launch Of Futures And Custody
Coinbase CEO: Institutions Depositing $200-400M Into Crypto Per Week (#GotBitcoin?)
Researchers Find Monero Mining Malware That Hides From Task Manager (#GotBitcoin?)
Crypto Dusting Attack Affects Nearly 300,000 Addresses (#GotBitcoin?)
A Case For Bitcoin As Recession Hedge In A Diversified Investment Portfolio (#GotBitcoin?)
SEC Guidance Gives Ammo To Lawsuit Claiming XRP Is Unregistered Security (#GotBitcoin?)
15 Countries To Develop Crypto Transaction Tracking System: Report (#GotBitcoin?)
US Department Of Commerce Offering 6-Figure Salary To Crypto Expert (#GotBitcoin?)
Mastercard Is Building A Team To Develop Crypto, Wallet Projects (#GotBitcoin?)
Canadian Bitcoin Educator Scams The Scammer And Donates Proceeds (#GotBitcoin?)
Amazon Wants To Build A Blockchain For Ads, New Job Listing Shows (#GotBitcoin?)
Shield Bitcoin Wallets From Theft Via Time Delay (#GotBitcoin?)
Blockstream Launches Bitcoin Mining Farm With Fidelity As Early Customer (#GotBitcoin?)
Commerzbank Tests Blockchain Machine To Machine Payments With Daimler (#GotBitcoin?)
Bitcoin’s Historical Returns Look Very Attractive As Online Banks Lower Payouts On Savings Accounts (#GotBitcoin?)
Man Takes Bitcoin Miner Seller To Tribunal Over Electricity Bill And Wins (#GotBitcoin?)
Bitcoin’s Computing Power Sets Record As Over 100K New Miners Go Online (#GotBitcoin?)
Walmart Coin And Libra Perform Major Public Relations For Bitcoin (#GotBitcoin?)
Judge Says Buying Bitcoin Via Credit Card Not Necessarily A Cash Advance (#GotBitcoin?)
Poll: If You’re A Stockowner Or Crypto-Currency Holder. What Will You Do When The Recession Comes?
1 In 5 Crypto Holders Are Women, New Report Reveals (#GotBitcoin?)
Beating Bakkt, Ledgerx Is First To Launch ‘Physical’ Bitcoin Futures In Us (#GotBitcoin?)
Facebook Warns Investors That Libra Stablecoin May Never Launch (#GotBitcoin?)
Government Money Printing Is ‘Rocket Fuel’ For Bitcoin (#GotBitcoin?)
Bitcoin-Friendly Square Cash App Stock Price Up 56% In 2019 (#GotBitcoin?)
Safeway Shoppers Can Now Get Bitcoin Back As Change At 894 US Stores (#GotBitcoin?)
TD Ameritrade CEO: There’s ‘Heightened Interest Again’ With Bitcoin (#GotBitcoin?)
Venezuela Sets New Bitcoin Volume Record Thanks To 10,000,000% Inflation (#GotBitcoin?)
Newegg Adds Bitcoin Payment Option To 73 More Countries (#GotBitcoin?)
China’s Schizophrenic Relationship With Bitcoin (#GotBitcoin?)
More Companies Build Products Around Crypto Hardware Wallets (#GotBitcoin?)
Bakkt Is Scheduled To Start Testing Its Bitcoin Futures Contracts Today (#GotBitcoin?)
Bitcoin Network Now 8 Times More Powerful Than It Was At $20K Price (#GotBitcoin?)
Crypto Exchange BitMEX Under Investigation By CFTC: Bloomberg (#GotBitcoin?)
“Bitcoin An ‘Unstoppable Force,” Says US Congressman At Crypto Hearing (#GotBitcoin?)
Bitcoin Network Is Moving $3 Billion Daily, Up 210% Since April (#GotBitcoin?)
Cryptocurrency Startups Get Partial Green Light From Washington
Fundstrat’s Tom Lee: Bitcoin Pullback Is Healthy, Fewer Searches Аre Good (#GotBitcoin?)
Bitcoin Lightning Nodes Are Snatching Funds From Bad Actors (#GotBitcoin?)
The Provident Bank Now Offers Deposit Services For Crypto-Related Entities (#GotBitcoin?)
Bitcoin Could Help Stop News Censorship From Space (#GotBitcoin?)
US Sanctions On Iran Crypto Mining — Inevitable Or Impossible? (#GotBitcoin?)
US Lawmaker Reintroduces ‘Safe Harbor’ Crypto Tax Bill In Congress (#GotBitcoin?)
EU Central Bank Won’t Add Bitcoin To Reserves — Says It’s Not A Currency (#GotBitcoin?)
The Miami Dolphins Now Accept Bitcoin And Litecoin Crypt-Currency Payments (#GotBitcoin?)
Trump Bashes Bitcoin And Alt-Right Is Mad As Hell (#GotBitcoin?)
Goldman Sachs Ramps Up Development Of New Secret Crypto Project (#GotBitcoin?)
Blockchain And AI Bond, Explained (#GotBitcoin?)
Grayscale Bitcoin Trust Outperformed Indexes In First Half Of 2019 (#GotBitcoin?)
XRP Is The Worst Performing Major Crypto Of 2019 (GotBitcoin?)
Bitcoin Back Near $12K As BTC Shorters Lose $44 Million In One Morning (#GotBitcoin?)
As Deutsche Bank Axes 18K Jobs, Bitcoin Offers A ‘Plan ฿”: VanEck Exec (#GotBitcoin?)
Argentina Drives Global LocalBitcoins Volume To Highest Since November (#GotBitcoin?)
‘I Would Buy’ Bitcoin If Growth Continues — Investment Legend Mobius (#GotBitcoin?)
Lawmakers Push For New Bitcoin Rules (#GotBitcoin?)
Facebook’s Libra Is Bad For African Americans (#GotBitcoin?)
Crypto Firm Charity Announces Alliance To Support Feminine Health (#GotBitcoin?)
Canadian Startup Wants To Upgrade Millions Of ATMs To Sell Bitcoin (#GotBitcoin?)
Trump Says US ‘Should Match’ China’s Money Printing Game (#GotBitcoin?)
Casa Launches Lightning Node Mobile App For Bitcoin Newbies (#GotBitcoin?)
Bitcoin Rally Fuels Market In Crypto Derivatives (#GotBitcoin?)
World’s First Zero-Fiat ‘Bitcoin Bond’ Now Available On Bloomberg Terminal (#GotBitcoin?)
Buying Bitcoin Has Been Profitable 98.2% Of The Days Since Creation (#GotBitcoin?)
Another Crypto Exchange Receives License For Crypto Futures
From ‘Ponzi’ To ‘We’re Working On It’ — BIS Chief Reverses Stance On Crypto (#GotBitcoin?)
These Are The Cities Googling ‘Bitcoin’ As Interest Hits 17-Month High (#GotBitcoin?)
Venezuelan Explains How Bitcoin Saves His Family (#GotBitcoin?)
Quantum Computing Vs. Blockchain: Impact On Cryptography
This Fund Is Riding Bitcoin To Top (#GotBitcoin?)
Bitcoin’s Surge Leaves Smaller Digital Currencies In The Dust (#GotBitcoin?)
Bitcoin Exchange Hits $1 Trillion In Trading Volume (#GotBitcoin?)
Bitcoin Breaks $200 Billion Market Cap For The First Time In 17 Months (#GotBitcoin?)
You Can Now Make State Tax Payments In Bitcoin (#GotBitcoin?)
Religious Organizations Make Ideal Places To Mine Bitcoin (#GotBitcoin?)
Goldman Sacs And JP Morgan Chase Finally Concede To Crypto-Currencies (#GotBitcoin?)
Bitcoin Heading For Fifth Month Of Gains Despite Price Correction (#GotBitcoin?)
Breez Reveals Lightning-Powered Bitcoin Payments App For IPhone (#GotBitcoin?)
Big Four Auditing Firm PwC Releases Cryptocurrency Auditing Software (#GotBitcoin?)
Amazon-Owned Twitch Quietly Brings Back Bitcoin Payments (#GotBitcoin?)
JPMorgan Will Pilot ‘JPM Coin’ Stablecoin By End Of 2019: Report (#GotBitcoin?)
Is There A Big Short In Bitcoin? (#GotBitcoin?)
Coinbase Hit With Outage As Bitcoin Price Drops $1.8K In 15 Minutes
Samourai Wallet Releases Privacy-Enhancing CoinJoin Feature (#GotBitcoin?)
There Are Now More Than 5,000 Bitcoin ATMs Around The World (#GotBitcoin?)
You Can Now Get Bitcoin Rewards When Booking At Hotels.Com (#GotBitcoin?)
North America’s Largest Solar Bitcoin Mining Farm Coming To California (#GotBitcoin?)
Bitcoin On Track For Best Second Quarter Price Gain On Record (#GotBitcoin?)
Bitcoin Hash Rate Climbs To New Record High Boosting Network Security (#GotBitcoin?)
Bitcoin Exceeds 1Million Active Addresses While Coinbase Custodies $1.3B In Assets
Why Bitcoin’s Price Suddenly Surged Back $5K (#GotBitcoin?)
Bitcoin’s Lightning Comes To Apple Smartwatches With New App (#GotBitcoin?)
E-Trade To Offer Crypto Trading (#GotBitcoin)
US Rapper Lil Pump Starts Accepting Bitcoin Via Lightning Network On Merchandise Store (#GotBitcoin?)
Bitfinex Used Tether Reserves To Mask Missing $850 Million, Probe Finds (#GotBitcoin?)
21-Year-Old Jailed For 10 Years After Stealing $7.5M In Crypto By Hacking Cell Phones (#GotBitcoin?)
You Can Now Shop With Bitcoin On Amazon Using Lightning (#GotBitcoin?)
Afghanistan, Tunisia To Issue Sovereign Bonds In Bitcoin, Bright Future Ahead (#GotBitcoin?)
Crypto Faithful Say Blockchain Can Remake Securities Market Machinery (#GotBitcoin?)
Disney In Talks To Acquire The Owner Of Crypto Exchanges Bitstamp And Korbit (#GotBitcoin?)
Crypto Exchange Gemini Rolls Out Native Wallet Support For SegWit Bitcoin Addresses (#GotBitcoin?)
Binance Delists Bitcoin SV, CEO Calls Craig Wright A ‘Fraud’ (#GotBitcoin?)
Bitcoin Outperforms Nasdaq 100, S&P 500, Grows Whopping 37% In 2019 (#GotBitcoin?)
Bitcoin Passes A Milestone 400 Million Transactions (#GotBitcoin?)
Future Returns: Why Investors May Want To Consider Bitcoin Now (#GotBitcoin?)
Next Bitcoin Core Release To Finally Connect Hardware Wallets To Full Nodes (#GotBitcoin?)
Major Crypto-Currency Exchanges Use Lloyd’s Of London, A Registered Insurance Broker (#GotBitcoin?)
How Bitcoin Can Prevent Fraud And Chargebacks (#GotBitcoin?)
Why Bitcoin’s Price Suddenly Surged Back $5K (#GotBitcoin?)
Zebpay Becomes First Exchange To Add Lightning Payments For All Users (#GotBitcoin?)
Coinbase’s New Customer Incentive: Interest Payments, With A Crypto Twist (#GotBitcoin?)
The Best Bitcoin Debit (Cashback) Cards Of 2019 (#GotBitcoin?)
Real Estate Brokerages Now Accepting Bitcoin (#GotBitcoin?)
Ernst & Young Introduces Tax Tool For Reporting Cryptocurrencies (#GotBitcoin?)
Recession Is Looming, or Not. Here’s How To Know (#GotBitcoin?)
How Will Bitcoin Behave During A Recession? (#GotBitcoin?)
Many U.S. Financial Officers Think a Recession Will Hit Next Year (#GotBitcoin?)
Definite Signs of An Imminent Recession (#GotBitcoin?)
What A Recession Could Mean for Women’s Unemployment (#GotBitcoin?)
Investors Run Out of Options As Bitcoin, Stocks, Bonds, Oil Cave To Recession Fears (#GotBitcoin?)
Goldman Is Looking To Reduce “Marcus” Lending Goal On Credit (Recession) Caution (#GotBitcoin?)
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